외환 거래 말레이시아 하람 정의

나는 중동과 동남 아시아로 여행을 다가오는 주 인구가 주로 무슬림과 내 여행 전에 내 모든 곧 연수가 Forex 묻고있다 할랄 또는 Haram. I는 종교인이 아니므로 찾을 수 없습니다 이 질문에 대한 대답은 나 자신 이었지만 나는이 기회를 통해 이슬람 학자들로부터 Forex가 할랄인지 Haram인지에 대한 그들의 의견을 배웠다. 첫 번째 질문 Harammon은 Haram이 대답했다. Haram은 하느님과 선지자가 완전하고 구체적으로 금지 한 것 그 행동이나 사안은 부정하고 외설스러운 것으로 간주 될 것입니다. 두 번째 공통적 인 대답은 사악하거나 죄가있는 행위입니다. Forex Haram입니다. Haram의 정의가 있기 때문에, 나의 주요 목표는 Forex가 많은 사람들에 의해 Haram으로 간주되는 이유 많은 사람들이 Forex Halal을 고려하여 Forex Halal을 산업으로 삼고 있습니다. Plato는 인간 행동이 세 가지 주요 원천 인 욕망, 감정 및 지식에서 비롯된 것이라고 말했습니다. Forex가 Haram이라고 생각하는 Forex 객관적인 사람으로부터 Forex는 도박이고 Gabling은 이슬람의 Haram입니다. 이맘, 기도, 적극적인 종교인과의 토론이 많아서 우리는 다음의 공통된 합의에 도달했습니다. Forex는 할랄 IF입니다. Forex는 Halal은 도박을하지 않고 최종 목표를 명확하게 구별해야합니다 .1- Forex 상인 인 경우 그 행동을 팔거나 사고 할 이유가 필요합니다 .2- 추세 방향에 대해서는 도박을하지 않고 시장을 분석하십시오. 흥분을 위해 교역하지만 잠재 수입을 위해 교역하고 생계를 유지할 수 있습니다 .4. 게임으로하지만 직업으로는 접근하지 마십시오 .5- 만약 자신의 말로 표현하기보다는 자신의 가치를 지키려는 마음가짐이 있습니다. 이기십시오. 다음 번에는 그렇지 않더라도 승리합니다 .6- 시장을 비난하거나 상황을 비난하기보다는 자신의 손실로 배우고 자신이 취한 결정으로 계속 나아갑니다 .7- 당신은 스왑을 사용하지 않고 스왑 무료 계정이나 거래를합니다. 포렉 스는 Halal 또는 Haram. 거래와 도박 사이에가는 선이 있습니다. 그것을 인정해야합니다. 그러나 좋은 소식은 당신이 도박꾼이되는 것을 피할 수 있다는 것입니다 .1. 당신의 분석에 기초하여 이익을 낼 확률이 높은 거래 만하십시오 .2. 무역을 종료하는 것은 하나를 입력하고, 무역 계획을 세우는 것과 마찬가지로 중요합니다. .3- 스톱 레벨을 정의하십시오 .- 옳은 진입 규모를 선택하십시오. 모두 두 배로 위험에 처하면 도박이라고 부릅니다 .5- 당신이 거래하는 것을 알아요 .6- 시간 프레임을 이해하고, 중독하지 마십시오. 갬블링의 신호 .- 당신의 전략을 되돌아보고 그것을 개발할 목표로하라 .8- 당신의 역사적 성과를 끊임없이 재검토하고 왜 당신이 손실과 이익을 얻었는지 이해하려고 노력한다. 9. 징계를 받아야 거래는 게임이 아니다. 외환 브로커를 제공하는 이슬람 계좌와의 거래 위 내용은 아제르바이잔의 이슬람 학자 3 명, 이라크 1 명, 아랍 에미레이트 1 명, 인도네시아 1 명, 이집트 1 명과의 1 주 연구 중 일부입니다. 이 주제는 논쟁의 여지가 있기 때문에 언제든지 댓글 섹션에서 아래에 의견을 남겨주세요. Hukum Trading Forex Menurut MUI Halal atau Har Mengingat 양 거래 중 거래가 거래가 거래를 forex menurut 이슬람 meski sudah banyak di kupas maka berikut에서 기사를 게시 할 때 Gainscope tang FATWA MUI TENTANG TRADING FOREX 디아 루마니아 보스니아 어 바덴 바란가 엔젤 디나르 마누엘 마누엘 마누엘 마카오 트로피 MUI ini di mana mereka tetap berpenirian pada bahwa trading forex adalah HARAM은 인도네시아와 인도네시아의 상인 사이에 거래를하고 있습니다 .1 Apakah Trading Forex Haram.2 Apakah Trading Forex Halal. 3 아빠 카 트레이딩 Forex diperbolehkan dalam 아가마 이슬람교 4 아빠 카 스왑 itu. Mari kita 바하마 기사단 이슬람교. Dalam Hukum 이슬람교. Dalam bukunya 교수 Drs Masjfuk Zuhdi 양 Berjudul MASAIL FIQHIYAH 카피타 Selecta Hukum 이슬람교, 디페리 아 바흐화 Forex Perdagangan Valas Diperbolehkan Dalam Hukum 이슬람교. 바르샤바 - 바란다 arang kebutuhan komoditi antar negara yang bersifat internasional Perdagangan Ekspor-Importer in a tentu memerlukan alat bayar yaitu 멍청한 짝짓기를하다 짝짓기하다 짝짓기하다 짝짓기하다 짝짓기하다 짝짓기하다 짝짓기하다 짝짓기하다 짝짓기하다 짝짓기하다 짝짓기하다 패러 글라이딩. Perbandingan nilai 마타 uang 타르는 terkumpul dalam suatu BURSA atau 사르 양 internasional 댄 terikat dalam suatu kesepakatan bersama 양을 saling menguntungkan nilai 마타 uang suatu 네가의 dengan의 네가 bersifat lainnya INI berubah berfluktuasi setiap SAAT sesuai 댄 penawarannya Adanya permintaan 양 단 permintaan penawaran inilah 양 menimbulkan을 네가 양국 간 양국 간 교류 협상은 한반도와 동북아 양국 간 양국 간 평화 협상을 전개했다. 이슬람교도 TRANSAKSI VALAS.1 에이다 이작 - 코불 - 회원국 간 협약 체결. 일본의 한반도 방글라데시 협의회 , 튤립 d utusan Pembeli 댄 penjual mempunyai wewenang penuh melaksanakan 댄 melakukan tindakantindakan hukum dewasa 댄 berpikiran sehat.2 Memenuhi syarat menjadi objek transaksi jual-beli yaitu. Suci barangnya 부칸 najis Dapat는 Dapat가 Jelas barang 댄 harganya Dijual dibeli 제작 pemiliknya sendiri atau kuasanya ATAS izin을 diserahterimakan dimanfaatkan 바하마, 바하마, 바하마, 바하마, 바하마, 바하마, 바하마, 바하마, 바하마, 과수원, 바하마, 바하마. Jangan 캠퍼스는 캠퍼스, 캠프, 하디스 아마드 빈 하발 다니와 알 바이 하키 이부 누스 마스 ud. Jual beli yang tang ti tak tatak tatak di temb tanakan tanakkan khiyar, 아티 야 boleh meneruskan atau membatalkan jual belinya nabi riwayat 알 Daraquthni에서 아 부 Hurairah. Barang siapa 양 멤브레인 sesuatu 양, tiaek melihatnya, 마카오, berhak khiyar jika 및 telah melihatnya. Jual beli는 tanam 양 masih terpendam, seperti ketela, kentang, bawang dan sebagainya juga diperbolehkan, asal diberi contohnya, karena mengalami kesulitan atau kerugian jika harus mengeluarkan semilis tanaman yang terpendam in dijual 이슬람교. Kesulitan itu 메니큐어 kemudahan. Demikian juga jual belly barang barang LPG, dan sebagainya, 등등과 같은 알 람 디 베 리 레이블 양 menerangkan isinya 바이브 Sabiq, 이시 Mamenai teks kaidah hukum 알 Suyuthi, 알 Ashbah 알 Nadzair, Mesir, 무스타파 무하마드, 1936 년 55.JUAL 벨리 VALUTA DAN SAHAM. Yang dimaksud 미국의 왕국, 영국의 잉그리스, 잉글리시, 링기트 말레이 반도, 링기트 말레이 반도, 말레이시아 링컨, 말레이시아, 링기트, 말레이시아, 링컨, 말레이시아, 링컨, 말레이시아, ekspornya, sebaliknya importir 인도네시아 기념비적 인 기념일에 대 한 기념관입니다. 덴마크어 아칸소 timbul penawaran dan perminataan 디 부르사 valuta asing setiap negara berwenang penuh menetapkan kurs uangnya masing-masing kurs adalah perbandingan ningai uangnya terraadap ming asing misalnya 1 dolar Amerika Rp 12 000 Namun은 (는) 타켓과 파트너가되는 시간을 걸쳐서 Bursa Valenta Asing AWJ Tupanno, Ekonomi Dan Koperasi, Jakarta, Depdikbud 1982, hal 76-77. 패트 엠 위엔 탕탕 페르 다 간앙 VALAS. Fatwa Dewan Syari 아 Nasional Majelis Ulama Indonesia. No 28 DSN-MUI III 2002 년 유엔 Beli 마타 Uang 알 - Sharf. a 바하마와 함께하는 세바스챤 keeperluan, Seringkali diperlukan. transaksi jual-beli mata uang al-sharf, 백남 상병군 병사 병사 병사 병사 병사 병사 병사 병사 병사 병원 병실 병실 병실 병실 병실 병실 병실 병실 병실 병실 병실 병실 병실 병실 담기 이슬람교 바란다 안식처 바하마 수족관 이슬람, 이슬람, DSN, 알래스카, 알래스카 2 275, 댄 알바 카 ah telah menghalalkan jual beli dan mengharamkan riba.2 알 - 바이 하이티 이븐 마야, 아부 알 - 쿠드리 Rasulullah, 람 사르다, 이슬람교, 이슬람교, 이슬람교, 이슬람교, 성직자, 이슬람교, 성직자, 이븐 Hibban.3 Hadis Nabi Riwayat 이슬람교도, Abu Daud, Tirmidzi, Nasa, 이븐 이븐 Majah, 이슬람교도는 Ubadah bin Shamit, Nabi는 Juanah emas denas emas, perak dengan perak, gandum dengan gandum, sya를 보았다. 이슬람교도, Tirmidzi, Nasa, Abu Daud, Ibnu Majah, 이슬람교도, 이슬람교도, 이슬람교도, 이슬람교도, 이슬람교도, 이슬람교도, 유엔 빈 함락 (Umar bin Khattab), 나비 (Nabi), 유대교 (Umar bin Khattab), 유대교 (Umar bin Khattab), 나비 (Juran bin Khattab), 유대인 회교 교단 (Jam-Bam) engan kasuali sama nilainya dan janganlah menambahkan sebagian atas sebagian 양은 janganlah menjual perak dengan perak kecuali sama nilainya dan janganlah menambahkan sebagaian atas sebagian 양 lan dan janganlah menjual emas dan perak tersebut 양 tatak tunai 양양 tunai.6 Hadis Nabi riwayat 이슬람교도 Bara bin Azib dan Zaid bin Arqam Rasulullah는 멜라민을 보았습니다. 멜라민은 마카오에서 발견되었습니다 .7 하디 나비는 Amr bin Auf, 빈곤은 아라비아 인, Kualuali perjanjian 양은 mengharamkan 양 halal atau menghalaman 양은 haram dan kaum musik terijat dengan 군대 연합 군대 군대 군인 군인 군 하랄 군대 군중 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군단 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 군대 878.2 Pendapat Peserta Rapat Pleno Dewan Syari ah Nasional pada 하리 카미 스, 탱 갈 14 Muharram 1423H 28 마레 2 002.Dewan Syari ah Nasional Menetapkan FATWA TENTANG JUAL BELI MATA UANG AL-SHARF. Pertama Ketentuan Umum. Transaksi 유대인은 유치원생이되어 버렸습니다 .1 유치원생은 유치원이 없었습니다 .2 유대교 부처님, jaga simpanan.3 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어, 뱀파이어. 1 Transaksi SPOT, yuitu transaksi pembelian dan penjualan valueda as the counter atau penyelesaiannya paling lambat dalam jangka waktu dua hari hukumnya adalah boleh, karena dianggap tunai, 스쿠버 다이빙, 스쿠버 다이빙, 스쿠버 다이빙, 스쿠버 다이빙, 스쿠버 다이빙, 스쿠버 다이빙, 스쿠버 다이빙, 스쿠버 다이빙, transaksi internasional.2 Transaksi FORWARD, yaitu transaksi pembelian dan penjualan valas yang nilainya dit 엡실론은 2x24 잼을 가지고있다. 2x24 잼은 뱀파이어를 사용한다. 쿵푸는 캥거루를 먹는다. 캥거루는 캥거루를 먹는다. 캥거루는 캥거루를 먹는다. 캥거루는 캥거루가되고, 캥거루는 뚱뚱한 곰이다. 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, 양키스, maisir spekulasi.4 Transaksi OPTION 야전 교전 교전 중 교전 중 교전 할 수있는 교전 훈련 교전 훈련 교전 훈련 교전 훈련 교전 훈련 교전 훈련 교전 훈련 교전 훈련 교전 훈련 교전 훈련 교전 훈련 교전 훈련 교전 훈련 교전 훈련 탕 갈 디테 타프 카 자카르타에서 태어났다. 탄가르타르 1442 년 14 월 28 일, 2002 년 2 월 28 일. M. DEWAN SYARI AH NASIONAL - MAJELIS ULAMA INDONESIA. 울리안 아만다. 모하메드 오베 두라 (Mohammed Obaidullah) 대외 원조 ISLAMIC FOREX TRADING.1 기본 교환 계약 이슬람 법학자들 사이에는 여러 국가의 화폐가 화합 단위와 다른 비율로 교환 될 수 있다는 견해가 공통적으로있다. 국가는 다른 가치 또는 내재 가치가있는 별개의 실체이며 구매력 전진에 의한 환전은 허용되지 않는다는 견해로 학자 대다수간에 일반적인 합의가있는 것으로 보인다. 즉, 다음과 같은 권리와 의무가 양 당사자는 미래의 날짜와 관련이있다 그러나 법관들간에 의견 차이가 상당하다. 상대방의 의무와 동일한 당사자 중 하나가 미래의 일로 연기됩니다. 정교하게, 두 개의 다른 국가에 속한 두 명의 개인 A와 B, 인도와 미국 각각의 사례를 고려해 봅시다. 인도 루피를 판매하고 미화를 매입한다. 반대는 B에 해당한다. 동의 한 루피 - 달러 환율은 1 20이고, 거래는 50의 매매를 포함한다. 첫 번째 상황은 A가 Rs1000의 B 로의 현물 지불을하고 지불을 수락하는 것이다. 50에서 B까지 거래는 양 끝에서 현장 기준으로 정산됩니다. 그러한 거래는 유효하고 이슬람 적으로 허용됩니다. 동일한 것에 대해 두 가지 의견이 없습니다. 두 번째 가능성은 양측으로부터의 거래를 해결하는 것이 미래의 날짜로 연기된다는 것입니다 지금부터 6 개월 후 이것은 A와 B 모두 6 개월 후에 Rs1000 또는 50의 지불을하고 받아 들일 것이라는 것을 의미한다. 이 계약이 이슬람적으로 허용되지 않는다는 것이 주된 견해이다 예를 들어, A는 6 개월 후에 B에게 50을 지불하겠다는 약속 대신 B에게 지금 Rs1000을 지불합니다. 또는 소수의 견해가 허용되는 것으로 간주합니다. A는 B로부터 50을 받고 6 개월 후에 Rs1000을 그에게 지불하겠다고 약속한다. bai-salam에 해당하는 그러한 계약의 허용 가능성에 대한 정반대의 견해가있다. 이 논문의 목적은 다음과 같은 다양한 논의에 대한 포괄적 인 분석을 제시하는 것이다. 지원과 통화를 포함한 이러한 기본 계약의 허용에 대해 현물 기준으로 거래 상대방을 교환하는 것과 관련된 계약의 첫 번째 형태는 어떤 종류의 논쟁도 허용하지 않습니다. 반대 값 중 하나의 지급이 연기되는 두 번째 계약 유형의 허용 또는 기타 미래의 날짜는 일반적으로 riba 금지의 틀 안에서 논의된다. 따라서 우리는이 계약서를 제 2 장에서 자세히 다룬다. h 리바 금지 문제 카운터 값의 전달이 연기되는 세 번째 계약 형태의 허용 가능성은 일반적으로 위험과 불확실성을 줄이기위한 틀 내에서 또는 그러한 계약에 관련된 gharar 내에서 논의된다. gharar 문제를 다룬 3 절 4 절에서는 샤리아 관련 이슈에 대한 전체 론적 견해를 외환 시장에서의 기본 계약 형태의 경제적 중요성으로도 시도한다. 2 Riba 금지 문제 관례 또는 기타의 견해 차이 1 통화 계약의 교환은 주로 리바 금지 문제로 추적 될 수 있습니다. 모든 형태의 교환 계약에서 리바를 제거 할 필요가 가장 중요합니다. 리바는 샤리아 컨텍스트에서 일반적으로 불리한 이득을 2 정의합니다. 두 개 이상의 종의 교환에 영향을 줄 것으로 알려진 거래의 카운터 값 ame 속 jins 및 동일한 효율적인 원인 illa에 의해 규율된다 리바는 일반적으로 초과 또는 지연의 방법으로 불법 이점을 나타내는 riba al-fadl 초과 및 riba al-nadia 연기로 분류됩니다. 전자의 금지는 객체 간의 교환 비율은 단일성이며 어떤 이익도 허용되지 않습니다 후자의 종류의 리바 (riba)는 지연된 결제를 허용하지 않고 거래가 양 당사자에 의해 즉석에서 처리되는 것을 금지함으로써 금지됩니다. 리바의 다른 형태는 리바 - jahiliyya 또는 대출자가 만기일에 차용인에게 부채를 청산하거나 동일한 인상을 요구하는 경우 표면에 나타나는 이슬람 리아 (pre-Islamic riba)는 처음 빌린 금액에이자를 부과합니다. 다른 나라에 속한 통화는 비유 qiyas의 과정을 필요로합니다. 그리고 비유 qiyas와 관련된 그러한 운동에서, 효율적인 원인 illa pla 매우 중요한 역할 그것은 유추의 대상을 유추 한 추론의 수행과 관련하여 유추의 목적과 연결시키는 공통적 인 효율적인 원인이다. 교환 계약의 경우 적절한 효율적인 원인은 Fiqh의 주요 학교에 의해 다양하게 정의되었다 이 차이는 다른 나라에 속한 종이 통화에 대한 유사한 추론에 반영됩니다. 유사한 추론 과정에서 상당한 의미가있는 질문은 금과은과의 지폐 사이의 비교와 관련됩니다 이슬람 초기에 금과은 모두 돈의 기능 thaman 통화는 금이나 은의 고유 한 가치 양자 덩어리로 이루어져있다. 이러한 통화는 Thaman haqiqi 또는 naqdain으로 기술되어있다. 이것은 주요 교환 수단으로 보편적으로 받아 들여지고있다. 거래의 큰 덩어리 많은 다른 상품들, 다양한 하위 금속들 교환의 수단으로 사용되었지만 수용력이 제한적이다. 이들은 Fiqh 문헌에서 거짓말로 묘사된다. 이들은 수용 가능 성이 본질적인 가치에서 비롯된 것이 아니라 사회가 부여한 지위 때문에 thaman istalahi라고도 알려져있다. 특정 기간 통화의 위 두 가지 형태는 초기 이슬람 법학자들에 의해 그들과 관련된 계약의 허용 성 관점에서 매우 다르게 다루어 져왔다. 해결되어야 할 문제는 현 시대의 종이 화폐가 전 분류에 속하는지, 아니면 후자의 한 가지 견해는 이것들이 샤만 하키치 또는 금은과 동등한 취급을 받아야한다는 것인데, 이는 이들이 교환의 주요 수단이되고 후자와 같은 회계 단위가되기 때문이다. 따라서 유사한 추론에 의해 모든 샤리아 관련 규범과 금지 명령이 적용 가능하다. thaman haqiqi도 thaan haqiqi의 종이 화폐는 bai-sarf로 알려져 있습니다. 따라서 거래 i n 용지 통화는 바이 삭스와 관련된 샤리아 규칙에 의해 관리되어야한다. 반대 의견은 페이퍼 통화가 본질적인 가치와 다르다는 사실 때문에 타인 통화 또는 타만 이스 타라 히와 유사한 방식으로 취급되어야한다고 주장한다. 예를 들면 미국 국내에서의 법적 지위 또는 미국 달러의 경우처럼 세계 경제의 중요성에 기인한다 .2 1 대체 견해의 합성 .2 1 1 Riba 금지에 대한 유 추 추론 Qiyas. 리바 금지는 전통에 근거한다 거룩한 예언자 평화가 그에게 달려있다. 금을 위해은을, 은을은을, 밀을 위해 밀을, 보리를 위하여 보리를, 데이트를 위해 날짜를, 소금을 소금과 같은 양으로 그 자리에서 그리고 상품이 다를 때 팔다. 그것은 당신에게 어울립니다. 그러나 현장에서 리바의 금지는 주로 두 개의 귀금속 인 금과은과 네 개의 다른 밀가루, 보리, 날짜와 소금에 적용됩니다. iyas는 동일한 효율적인 원인 ill에 의해 규율되거나 전통에서 언급 된 여섯 가지 대상의 속의 어느 하나에 속하는 모든 종에 적용된다. 그러나 Fiqh의 여러 학교와 심지어 같은 학파에 속한 학자들 사이에서도 일반적인 합의가 없다 학교의 정의와 식별에 효율적으로 리바의 illa. Haaphis에 대한 효율적인 원인 illa의 2 차원이 교환 된 기사가 동일한 속세에 속하는 이들은 체중 wazan 또는 measurability kiliyya 주어진 교환의 경우 두 요소 효율적인 원인 illa가 존재하는 것, 즉 교환 된 countervalues가 동일한 속 jins에 속하고 모두 계량 가능하거나 모두 측정 가능한 경우, 아무런 이득도 허용되지 않습니다. 환율은 단일성과 동일해야하며 교환은 현물 기준으로 이루어져야합니다. 금과 은의 경우, 효율적인 원인의 두 요소는 속 (genus)과 무게 (weighability)의 결합이다. 이것은 한벌리의 한 판에 따른 것이다 .3 다른 판은 아래에 설명 된 Shafii 및 Maliki보기와 유사합니다. 따라서 금이 금으로 교환되거나 은이 교환 될 때 어떤 이득도없는 지점 거래 만 허용됩니다. 주어진 교환에서 두 요소 중 하나가 가능합니다 예를 들어, 교환 된 물품이 모두 가중치가 있거나 측정 가능하지만 다른 속의 물건에 속하거나 교환 된 물품이 같은 속의 물건에 속하지만 계량 가능하거나 측정 할 수없는 물품이면 그 물품과 교환한다. 단일 금리와 다른 금리로 금리를 조정할 수는 있지만 교환은 현물환으로해야한다. 따라서 금을은으로 교환하는 경우 금리는 단일 금리와 다를 수 있지만 이연 결제는 허용되지 않는다. 효율적인 원인의 두 요소 riba의 illa가 주어진 exchange에 존재한다면, riba 금지 신청에 대한 금지 명령은 없다. Exchange는 이익의 유무와 장소 및 지연 기준으로 교환 할 수있다. 리비아 금지는 효율적인 원인 검색을 요구할 것입니다. 다른 나라들에 속한 통화들은 분명히 다른 실체들입니다. 이것은 고유 한 가치 또는 구매력을 가진 특정한 지리적 경계 내에서 합법적으로 부드러운 것입니다. 따라서, 대다수의 사람들 학자들은 아마도 속 (genus jins)의 단일성이 없다고 단언 할 수있다. 게다가 이것들은 계량 가능하거나 측정 가능하지도 않다. 이것은 리바의 효율적인 원인의 두 요소 중 어느 것도 그러한 교환에 존재하지 않는다는 직접적인 결론으로 ​​이어진다. 따라서 교환이 일어날 수있다 교환의 비율 및 타협 방식에 관한 어떠한 금지도 없다. 이 입장의 근간을 이루는 논리는 이해하기 어렵지 않다. 상이한 국가에 속하는 종이 통화의 내재 가치는 서로 다른 구매력을 가지고 있기 때문에 다르다. 또한, 본질적 가치 또는 가치가있는 종이 통화를 식별하거나 엉덩이를 찾을 수 없습니다. 금과은과는 다르게 무게를 측정 할 수 있습니다. 따라서 과잉으로 리바 알 파들이 생기거나 지연으로 리바 알 - 나시 아가 존재할 수 없습니다. 피피의 샤피 학교는 금과 은의 효율적인 원인 인 illa를 통화 thamaniyya 또는 교환 매체, 계좌 단위 및 가치 창고의 속성이 또한 Maliki보기입니다. 이보기의 한 버전에 따르면, 종이 또는 가죽이 교환 매체로 만들어졌고 상태가 주어 지더라도 통화의 경우 naqdain 또는 금과은에 관한 모든 규칙이 적용됩니다. 따라서이 버전에 따르면 다른 국가의 화폐와 화합이 단일성과 다른 비율로 허용되지만 한 자리에서 정산되어야합니다. 다른 버전 위의 두 사상 학교 중 위의 인용 된 효율적인 thaananya thaananiya의 illa가 금과은에 특정되어 일반화 될 수 없다는 것입니다. 즉, 다른 개체, excha의 매체로 사용되는 경우 nge는 해당 카테고리에 포함될 수 없습니다. 따라서이 버전에 따르면 리바 금지에 대한 이슬람 금지 명령은 지폐에 적용 할 수 없습니다. 다른 국가에 속한 통화는 점포 또는 이연계로 교환 할 수 있습니다. 이전 버전은 같은 국가에 속한 지폐 교환의 경우를 인용했다. 이 경우 법관에 대한 일치 된 견해는 그러한 교환이 어떠한 이득도 또는 단일성과 동등한 비율로 이루어져야하며, 현장 기준 위 결정의 근거가되는 근거는 무엇인가 Hanafi와 Hanbali 위치의 첫 번째 버전을 고려하면, 이 경우에는 효율적인 원인 ill의 한 차원 만 존재합니다. 즉, 동일한 속 jins에 속합니다 그러나 종이 통화는 무게를 측정 할 수도 측정 할 수도 없다. 따라서 Hanafi 법은 현물 기준으로 같은 통화의 다른 수량을 교환 할 수있는 것으로 분명히 생각할 것이다. 마찬가지로 통화 thamaniyya의 효율적인 원인은 금색과 은색에만 국한되며, Shafii와 Maliki의 법 또한 동일합니다. 말할 필요도없이이 금액은 리바 기반 차용과 대출을 허용하는 금액입니다. 같은 나라에 속한 통화 교환의 경우 이익의 금지와 이연 결제의 합의 결정의 기초가되는 Shafii와 Maliki의 견해 지지자들에 따르면, 이 논리를 다른 나라의 화폐 교환으로 확대하는 것은 이익을 얻거나 지니의 단일성이 없기 때문에 단일성과 다른 환율이 허용되지만 합의는 현장 기준으로 이루어져야한다 .2 1 2 환전과 바이 사프의 비교 바이 사프는 Fiqh 문헌에서 thaman haqiqi, 거의 모든 주요 거래를위한 주요 교환 매체로 사용 된 금은으로 정의되었습니다. 통화의 교환은 다른 나라들은 바이 삭프와 동일하다. 현 시대에 종이 통화는 금과은을 교환 수단으로 효과적이고 완전하게 대체 하였다고 주장한다. 따라서 비유에 따르면 그러한 통화를 포함한 교환은 바이와 같은 샤리아 규칙과 금지 명령에 의해 규율되어야한다 - sarf 계약의 어느 당사자에 의한 연기 된 합의가 허용된다면, 이는 리비아 - 나니아의 가능성을 열어 줄 것이라고 주장된다. 바이 삭스와의 외화 교환 카테고리에 반대하는 사람들은 그러나 모든 형태의 통화 thaman은 bai-sarf로 불릴 수 없습니다. 이 견해에 따르면 bai-sarf는 금은으로 된 thaman haqiqi 또는 naqdain으로 이루어진 통화의 교환을 의미하며 국가 당국에 의해 thaman istalahi와 같이 발음되는 돈이 아닙니다. 현재 연령 통화는 후자의 종류 이러한 학자들은 교환 물자가 금 또는 은이가 아니어도 이것들 중 하나가 이동하더라도 ld 또는은, 그때 교환은 bai-sarf이라고 불릴 수 없다 bai-sarf에 관하여 규정은 그런 교환에 적용 가능할 것입니다 Imam Sarakhsi4에 따르면 개인이 구리와 같은 열등한 금속으로 만들어지는 fals 또는 동전을 구매할 때, thaman istalahi dirhams thaman haqiqi에 대해 후자의 현장 지불하지만, 판매자가 그 순간에 반역을 허용하지 않는다면 양 당사자가 교환하는 상품을 소지하는 것은 전제 조건이 아니며 바이 삭스의 경우에는 법학자가 다른 사람들을 위해 thaman istalahi를 교환하거나 thaian istalahi 또는 gold 또는 silver thaman haqiqi를 bai-sarf로 분류하지 않는다는 것을 나타내는 많은 유사한 참고 문헌이 존재합니다. Hence, 오직 두 나라의 통화 교환 만 가능합니다. thaman istalahi가 바이 삭프로 분류 될 수 없기 때문에 자격을 얻지 못합니다. 또한 현장 결제와 관련된 제약 사항이 그러한 거래에 부과 될 수도 없습니다. ba의 정의 i-sarf는 Fiqh 문학으로 제공되며 거룩한 전통에서 동일한 언급이 없습니다. 리바에 대한 전통과 리바의 주요 원천이 될 수있는 금은과 나크 다인의 매매는 바이 삭프 이슬람 법학자들에 따르면, 바이 삭스는 Fiqh 문헌에서 바이 삭프가 디나르와 금 장식품을 포함하는 교류 매체가 아닌 교환 매체가 아닌 금이나은을 교환한다는 것을 의미한다. 법학자들은이 점을 분명히하고자 애썼지 만 교환 된 상품이 반드시 thaman이 아니라 thaman의 본질에있는 교환 인 것으로 정의했습니다. 따라서 상품 중 하나가 금 처리, 장식품, 교환 등으로 불리는 경우에도 바이 삭프와 비슷한 방식으로 통화 거래가 취급되어야한다는 견해의 지지자들도 저명한 이슬람 법학자들의 글에서지지를 얻습니다. 이맘 이븐 타미야 (Iam Ibn Taimiya)에 따르면 거래 단위, 계좌 단위, 가치 창고의 기능을 수행하는 것을 thaman이라고 부르며 반드시 금은에 국한되지는 않는다. 유사한 참조는 Imam Ghazzali5의 저서에서 사용 가능하다. Imam Sarakhshi의 견해가 관련된 교환에 관해서는 그들은 이슬람 초기에 금과은으로 만들어진 디나르와 디르함이 모든 주요 거래에서 교환 수단으로 주로 사용되었다. 사소한 것들만이 반역자들로 정착되었다. 다른 말로하면, 돈이나 타마 니야의 특성을 가지고 있지 않았고, 값이나 단위 계정의 저장소로 거의 사용되지 않았고, 상품의 본성에 더 많은 것이었기 때문에, 금과은에 대한 구매에는 제한이 없었다. 지연 기준 현재의 통화는 thaman의 모든 특징을 가지고 있으며 thaman만을 의미합니다 다른 국가의 통화가 포함 된 교환은 bai-sarf와 diff와 동일합니다 금리와 유로화의 시장 환율이 1 / 20 일 때 주어진 주어진 순간에 다음과 같은 사례를 통해 모하메드 네 자투 라 시디 키 (Mohamed Nejatullah Siddiqui)는 이러한 가능성을 설명한다. 개인이 미래의 일로 연기 된 루피로 그의 의무를 청산하는 비율로 50을 구매하면, 나중에 그가 특정 날짜에 Rs 1100을 상환하겠다는 약속 대신에 1000 루피를 빌릴 가능성이 높다 이후 그는 지금 1000 루피를 얻을 수 있으며 현물이자로 구매 한 50 개를 교환 할 수 있습니다. 따라서 sarf는이자 기반 차용 대출으로 전환 될 수 있습니다 .2 1 3 Thamaniyya를 정의하는 것이 Key입니다. 중요한 문제는 thamaniyya의 올바른 정의 인 것 같습니다. 예를 들어, 허용 가능성에 대한 분기점을 야기하는 근본적인 질문은 thamaniyya가 금과은에 특유한 것인지 또는 무엇과도 연관 될 수 있는지 여부와 관련됩니다 그것은 돈의 기능을 수행합니다 우리는 대체 포지션 재검토에서 어떤 운동에서 고려 될 수있는 몇 가지 문제를 제기합니다. thamaniyya는 절대적이지 않을 수도 있고 정도가 다를 수도 있습니다. 종이 통화가 완전히 대체되었다는 것은 사실입니다. 금, 은, 교환 수단, 계좌 단위 및 가치 창고로서의 의미 이러한 의미에서, 지폐는 타마 니야를 소유한다고 말할 수있다. 그러나 이는 국내 통화에 대해서만 적용되며 외화에 대해서는 사실이 아닐 수있다. 즉, 인도 루피 인도의 지리적 경계 내에서 thamaniyya를 소유하고 미국에서는 수용 할 수 없습니다. 미국 시민권자가 인도 루피를 교환 매체 또는 계좌 단위 또는 가치 창고로 사용할 수 없다면 thamaniyya는 미국에서 소유 할 수 없습니다. 대부분의 경우 그러한 가능성은 희박하다. 이 가능성은 인도 루피를 미국 인형으로 전환 할 수있는 환율 메커니즘의 기능이다 예를 들어, 인도 루피를 미국 달러로 또는 그 반대로 자유 전환 할 수 있다고 가정하고, 루피 - 달러 환율이 증가하지 않을 것으로 예상되는 고정 환율 시스템 또는 decrease in the foreseeable future, thamaniyya of rupee in US is considerably improved The example cited by Dr Nejatullah Siddiqui also appears quite robust under the circumstances Permission to exchange rupees for dollars on a deferred basis from one end, of course at a rate different from the spot rate official rate which is likely to remain fixed till the date of settlement would be a clear case of interest-based borrowing and lending However, if the assumption of fixed exchange rate is relaxed and the present system of fluctuating and volatile exchange rates is assumed to be the case, then it can be shown that the case of riba al-nasia breaks down We rewrite his example In a given moment in time when the market rate of ex change between dollar and rupee is 1 20, if an individual purchases 50 at the rate of 1 22 settlement of his obligation in rupees deferred to a future date , then it is highly probable that he is in fact, borrowing Rs 1000 now in lieu of a promise to repay Rs 1100 on a specified later date Since, he can obtain Rs 1000 now, exchanging the 50 purchased on credit at spot rate This would be so, only if the currency risk is non-existent exchange rate remains at 1 20 , or is borne by the seller of dollars buyer repays in rupees and not in dollars If the former is true, then the seller of the dollars lender receives a predetermined return of ten percent when he converts Rs1100 received on the maturity date into 55 at an exchange rate of 1 20 However, if the latter is true, then the return to the seller or the lender is not predetermined It need not even be positive For example, if the rupee-dollar exchange rate increases to 1 25, then the seller of dollar would receive only 44 Rs 1100 convert ed into dollars for his investment of 50.Here two points are worth noting First, when one assumes a fixed exchange rate regime, the distinction between currencies of different countries gets diluted The situation becomes similar to exchanging pounds with sterlings currencies belonging to the same country at a fixed rate Second, when one assumes a volatile exchange rate system, then just as one can visualize lending through the foreign currency market mechanism suggested in the above example , one can also visualize lending through any other organized market such as, for commodities or stocks If one replaces dollars for stocks in the above example, it would read as In a given moment in time when the market price of stock X is Rs 20, if an individual purchases 50 stocks at the rate of Rs 22 settlement of his obligation in rupees deferred to a future date , then it is highly probable that he is in fact, borrowing Rs 1000 now in lieu of a promise to repay Rs 1100 on a specified later date Since, he can obtain Rs 1000 now, exchanging the 50 stocks purchased on credit at current price In this case too as in the earlier example, returns to the seller of stocks may be negative if stock price rises to Rs 25 on the settlement date Hence, just as returns in the stock market or commodity market are Islamically acceptable because of the price risk, so are returns in the currency market because of fluctuations in the prices of currencies. A unique feature of thaman haqiqi or gold and silver is that the intrinsic worth of the currency is equal to its face value Thus, the question of different geographical boundaries within which a given currency, such as, dinar or dirham circulates, is completely irrelevant Gold is gold whether in country A or country B Thus, when currency of country A made of gold is exchanged for currency of country B, also made of gold, then any deviation of the exchange rate from unity or deferment of settlement by either party cannot be permitted as it would c learly involve riba al-fadl and also riba al-nasia However, when paper currencies of country A is exchanged for paper currency of country B, the case may be entirely different The price risk exchange rate risk , if positive, would eliminate any possibility of riba al-nasia in the exchange with deferred settlement However, if price risk exchange rate risk is zero, then such exchange could be a source of riba al-nasia if deferred settlement is permitted7.Another point that merits serious consideration is the possibility that certain currencies may possess thamaniyya, that is, used as a medium of exchange, unit of account, or store of value globally, within the domestic as well as foreign countries For instance, US dollar is legal tender within US it is also acceptable as a medium of exchange or unit of account for a large volume of transactions across the globe Thus, this specific currency may be said to possesses thamaniyya globally, in which case, jurists may impose the relevant injunc tions on exchanges involving this specific currency to prevent riba al-nasia The fact is that when a currency possesses thamaniyya globally, then economic units using this global currency as the medium of exchange, unit of account or store of value may not be concerned about risk arising from volatility of inter-country exchange rates At the same time, it should be recognized that a large majority of currencies do not perform the functions of money except within their national boundaries where these are legal tender. Riba and risk cannot coexist in the same contract The former connotes a possibility of returns with zero risk and cannot be earned through a market with positive price risk As has been discussed above, the possibility of riba al-fadl or riba al-nasia may arise in exchange when gold or silver function as thaman or when the exchange involves paper currencies belonging to the same country or when the exchange involves currencies of different countries following a fixed exchang e rate system The last possibility is perhaps unIslamic8 since price or exchange rate of currencies should be allowed to fluctuate freely in line with changes in demand and supply and also because prices should reflect the intrinsic worth or purchasing power of currencies The foreign currency markets of today are characterised by volatile exchange rates The gains or losses made on any transaction in currencies of different countries, are justified by the risk borne by the parties to the contract.2 1 4 Possibility of Riba with Futures and Forwards. So far, we have discussed views on the permissibility of bai salam in currencies, that is, when the obligation of only one of the parties to the exchange is deferred What are the views of scholars on deferment of obligations of both parties Typical example of such contracts are forwards and futures9 According to a large majority of scholars, this is not permissible on various grounds, the most important being the element of risk and uncertaint y gharar and the possibility of speculation of a kind which is not permissible This is discussed in section 3 However, another ground for rejecting such contracts may be riba prohibition In the preceding paragraph we have discussed that bai salam in currencies with fluctuating exchange rates can not be used to earn riba because of the presence of currency risk It is possible to demonstrate that currency risk can be hedged or reduced to zero with another forward contract transacted simultaneously And once risk is eliminated, the gain clearly would be riba. We modify and rewrite the same example In a given moment in time when the market rate of exchange between dollar and rupee is 1 20, an individual purchases 50 at the rate of 1 22 settlement of his obligation in rupees deferred to a future date , and the seller of dollars also hedges his position by entering into a forward contract to sell Rs1100 to be received on the future date at a rate of 1 20, then it is highly probable that he is in fact, borrowing Rs 1000 now in lieu of a promise to repay Rs 1100 on a specified later date Since, he can obtain Rs 1000 now, exchanging the 50 dollars purchased on credit at spot rate The seller of the dollars lender receives a predetermined return of ten percent when he converts Rs1100 received on the maturity date into 55 dollars at an exchange rate of 1 20 for his investment of 50 dollars irrespective of the market rate of exchange prevailing on the date of maturity. Another simple possible way to earn riba may even involve a spot transaction and a simultaneous forward transaction For example, the individual in the above example purchases 50 on a spot basis at the rate of 1 20 and simultaneously enters into a forward contract with the same party to sell 50 at the rate of 1 21 after one month In effect this implies that he is lending Rs1000 now to the seller of dollars for one month and earns an interest of Rs50 he receives Rs1050 after one month This is a typical buy-back or repo repurchase transaction so common in conventional banking 10 3 The Issue of Freedom from Gharar 3 1 Defining Gharar. Gharar, unlike riba, does not have a consensus definition In broad terms, it connotes risk and uncertainty It is useful to view gharar as a continuum of risk and uncertainty wherein the extreme point of zero risk is the only point that is well-defined Beyond this point, gharar becomes a variable and the gharar involved in a real life contract would lie somewhere on this continuum Beyond a point on this continuum, risk and uncertainty or gharar becomes unacceptable11 Jurists have attempted to identify such situations involving forbidden gharar A major factor that contributes to gharar is inadequate information jahl which increases uncertainty This is when the terms of exchange, such as, price, objects of exchange, time of settlement etc are not well-defined Gharar is also defined in terms of settlement risk or the uncertainty surrounding delivery of the exchanged articles. Islamic scholars have identified the conditions which make a contract uncertain to the extent that it is forbidden Each party to the contract must be clear as to the quantity, specification, price, time, and place of delivery of the contract A contract, say, to sell fish in the river involves uncertainty about the subject of exchange, about its delivery, and hence, not Islamically permissible The need to eliminate any element of uncertainty inherent in a contract is underscored by a number of traditions 12.An outcome of excessive gharar or uncertainty is that it leads to the possibility of speculation of a variety which is forbidden Speculation in its worst form, is gambling The holy Quran and the traditions of the holy prophet explicitly prohibit gains made from games of chance which involve unearned income The term used for gambling is maisir which literally means getting something too easily, getting a profit without working for it Apart from pure games of chance, the holy prophet a lso forbade actions which generated unearned incomes without much productive efforts 13.Here it may be noted that the term speculation has different connotations It always involves an attempt to predict the future outcome of an event But the process may or may not be backed by collection, analysis and interpretation of relevant information The former case is very much in conformity with Islamic rationality An Islamic economic unit is required to assume risk after making a proper assessment of risk with the help of information All business decisions involve speculation in this sense It is only in the absence of information or under conditions of excessive gharar or uncertainty that speculation is akin to a game of chance and is reprehensible.3 2 Gharar Speculation with of Futures Forwards. Considering the case of the basic exchange contracts highlighted in section 1, it may be noted that the third type of contract where settlement by both the parties is deferred to a future date is forbi dden, according to a large majority of jurists on grounds of excessive gharar Futures and forwards in currencies are examples of such contracts under which two parties become obliged to exchange currencies of two different countries at a known rate at the end of a known time period For example, individuals A and B commit to exchange US dollars and Indian rupees at the rate of 1 22 after one month If the amount involved is 50 and A is the buyer of dollars then, the obligations of A and B are to make a payments of Rs1100 and 50 respectively at the end of one month The contract is settled when both the parties honour their obligations on the future date. Traditionally, an overwhelming majority of Sharia scholars have disapproved such contracts on several grounds The prohibition applies to all such contracts where the obligations of both parties are deferred to a future date, including contracts involving exchange of currencies An important objection is that such a contract involves sale of a non-existent object or of an object not in the possession of the seller This objection is based on several traditions of the holy prophet 14 There is difference of opinion on whether the prohibition in the said traditions apply to foodstuffs, or perishable commodities or to all objects of sale There is, however, a general agreement on the view that the efficient cause illa of the prohibition of sale of an object which the seller does not own or of sale prior to taking possession is gharar, or the possible failure to deliver the goods purchased. Is this efficient cause illa present in an exchange involving future contracts in currencies of different countries In a market with full and free convertibility or no constraints on the supply of currencies, the probability of failure to deliver the same on the maturity date should be no cause for concern Further, the standardized nature of futures contracts and transparent operating procedures on the organized futures markets15 is believed t o minimize this probability Some recent scholars have opined in the light of the above that futures, in general, should be permissible According to them, the efficient cause illa , that is, the probability of failure to deliver was quite relevant in a simple, primitive and unorganized market It is no longer relevant in the organized futures markets of today16 Such contention, however, continues to be rejected by the majority of scholars They underscore the fact that futures contracts almost never involve delivery by both parties On the contrary, parties to the contract reverse the transaction and the contract is settled in price difference only For example, in the above example, if the currency exchange rate changes to 1 23 on the maturity date, the reverse transaction for individual A would mean selling 50 at the rate of 1 23 to individual B This would imply A making a gain of Rs50 the difference between Rs1150 and Rs1100 This is exactly what B would lose It may so happen that the exc hange rate would change to 1 21 in which case A would lose Rs50 which is what B would gain This obviously is a zero-sum game in which the gain of one party is exactly equal to the loss of the other This possibility of gains or losses which theoretically can touch infinity encourages economic units to speculate on the future direction of exchange rates Since exchange rates fluctuate randomly, gains and losses are random too and the game is reduced to a game of chance There is a vast body of literature on the forecastability of exchange rates and a large majority of empirical studies have provided supporting evidence on the futility of any attempt to make short-run predictions Exchange rates are volatile and remain unpredictable at least for the large majority of market participants Needless to say, any attempt to speculate in the hope of the theoretically infinite gains is, in all likelihood, a game of chance for such participants While the gains, if they materialize, are in the nature of maisir or unearned gains, the possibility of equally massive losses do indicate a possibility of default by the loser and hence, gharar.3 3 Risk Management in Volatile Markets. Hedging or risk reduction adds to planning and managerial efficiency The economic justification of futures and forwards is in term of their role as a device for hedging In the context of currency markets which are characterized by volatile rates, such contracts are believed to enable the parties to transfer and eliminate risk arising out of such fluctuations For example, modifying the earlier example, assume that individual A is an exporter from India to US who has already sold some commodities to B, the US importer and anticipates a cashflow of 50 which at the current market rate of 1 22 mean Rs 1100 to him after one month There is a possibility that US dollar may depreciate against Indian rupee during these one month, in which case A would realize less amount of rupees for his 50 if the new rate is 1 21, A w ould realize only Rs1050 Hence, A may enter into a forward or future contract to sell 50 at the rate of 1 21 5 at the end of one month and thereby, realize Rs1075 with any counterparty which, in all probability, would have diametrically opposite expectations regarding future direction of exchange rates In this case, A is able to hedge his position and at the same time, forgoes the opportunity of making a gain if his expectations do not materialize and US dollar appreciates against Indian rupee say, to 1 23 which implies that he would have realized Rs1150, and not Rs1075 which he would realize now While hedging tools always improve planning and hence, performance, it should be noted that the intention of the contracting party - whether to hedge or to speculate, can never be ascertained. It may be noted that hedging can also be accomplished with bai salam in currencies As in the above example, exporter A anticipating a cash inflow of 50 after one month and expecting a depreciation of doll ar may go for a salam sale of 50 with his obligation to pay 50 deferred by one month Since he is expecting a dollar depreciation, he may agree to sell 50 at the rate of 1 21 5 There would be an immediate cash inflow in Rs 1075 for him The question may be, why should the counterparty pay him rupees now in lieu of a promise to be repaid in dollars after one month As in the case of futures, the counterparty would do so for profit, if its expectations are diametrically opposite, that is, it expects dollar to appreciate For example, if dollar appreciates to 1 23 during the one month period, then it would receive Rs1150 for Rs 1075 it invested in the purchase of 50 Thus, while A is able to hedge its position, the counterparty is able to earn a profit on trading of currencies The difference from the earlier scenario is that the counterparty would be more restrained in trading because of the investment required, and such trading is unlikely to take the shape of rampant speculation 4 Summary Co nclusion Currency markets of today are characterized by volatile exchange rates This fact should be taken note of in any analysis of the three basic types of contracts in which the basis of distinction is the possibility of deferment of obligations to future We have attempted an assessment of these forms of contracting in terms of the overwhelming need to eliminate any possibility of riba, minimize gharar, jahl and the possibility of speculation of a kind akin to games of chance In a volatile market, the participants are exposed to currency risk and Islamic rationality requires that such risk should be minimized in the interest of efficiency if not reduced to zero. It is obvious that spot settlement of the obligations of both parties would completely prohibit riba, and gharar, and minimize the possibility of speculation However, this would also imply the absence of any technique of risk management and may involve some practical problems for the participants. At the other extreme, if the obligations of both the parties are deferred to a future date, then such contracting, in all likelihood, would open up the possibility of infinite unearned gains and losses from what may be rightly termed for the majority of participants as games of chance Of course, these would also enable the participants to manage risk through complete risk transfer to others and reduce risk to zero It is this possibility of risk reduction to zero which may enable a participant to earn riba Future is not a new form of contract Rather the justification for proscribing it is new If in a simple primitive economy, it was prevention of gharar relating to delivery of the exchanged article, in todays complex financial system and organized exchanges, it is prevention of speculation of kind which is unIslamic and which is possible under excessive gharar involved in forecasting highly volatile exchange rates Such speculation is not just a possibility, but a reality The precise motive of an economic unit enter ing into a future contract - speculation or hedging may not ascertainable regulators may monitor end use, but such regulation may not be very practical, nor effective in a free market Empirical evidence at a macro level, however, indicates the former to be the dominant motive. The second type of contracting with deferment of obligations of one of the parties to a future date falls between the two extremes While Sharia scholars have divergent views about its permissibility, our analysis reveals that there is no possibility of earning riba with this kind of contracting The requirement of spot settlement of obligations of atleast one party imposes a natural curb on speculation, though the room for speculation is greater than under the first form of contracting The requirement amounts to imposition of a hundred percent margin which, in all probability, would drive away the uninformed speculator from the market This should force the speculator to be a little more sure of his expectations by being more informed When speculation is based on information it is not only permissible, but desirable too Bai salam would also enable the participants to manage risk At the same time, the requirement of settlement from one end would dampen the tendency of many participants to seek a complete transfer of perceived risk and encourage them to make a realistic assessment of the actual risk Notes References 1 These diverse views are reflected in the papers presented at the Fourth Fiqh Seminar organized by the Islamic Fiqh Academy, India in 1991 which were subsequently published in Majalla Fiqh Islami, part 4 by the Academy The discussion on riba prohibition draws on these views.2 Nabil Saleh, Unlawful gain and Legitimate Profit in Islamic Law, Graham and Trotman, London, 1992, p 16.3 Ibn Qudama, al-Mughni, vol 4, pp 5-9.4 Shams al Din al Sarakhsi, al-Mabsut, vol 14, pp 24-25.5 Paper presented by Abdul Azim Islahi at the Fourth Fiqh Seminar organized by Islamic Fiqh Academy, India in 1991.6 Paper by Dr M N Siddiqui highlighting the issue was circulated among all leading Fiqh scholars by the Islamic Fiqh Academy, India for their views and was the main theme of deliberations during the session on Currency Exchange at the Fourth Fiqh Seminar held in 1991.7 It is contended by some that the above example may be modified to show the possibility of riba with spot settlement too In a given moment in time when the market rate of exchange between dollar and rupee is 1 20, if an individual purchases 50 at the rate of 1 22 settlement of his obligation also on a spot basis , then it amounts to the seller of dollars exchanging 50 with 55 on a spot basis Since, he can obtain Rs 1100 now, exchange them for 55 at spot rate of 1 20 Thus, spot settlement can also be a clear source of riba Does this imply that spot settlement should be proscribed too The fallacy in the above and earlier examples is that there is no single contract but multiple contracts of exchange occurring at different po ints in time true even in the above case Riba can be earned only when the spot rate of 1 20 is fixed during the time interval between the transactions This assumption is, needless to say, unrealistic and if imposed artificially, perhaps unIslamic.8 Islam envisages a free market where prices are determined by forces of demand and supply There should be no interference in the price formation process even by the regulators While price control and fixation is generally accepted as unIslamic, some scholars, such as, Ibn Taimiya do admit of its permissibility However, such permissibility is subject to the condition that price fixation is intended to combat cases of market anomalies caused by impairing the conditions of free competition If market conditions are normal, forces of demand and supply should be allowed a free play in determination of prices.9 Some Islamic scholars use the term forward to connote a salam sale However, we use this term in the conventional sense where the obligations of both parties are deferred to a future date and hence, are similar to futures in this sense The latter however, are standardized contracts and are traded on an organized Futures Exchange while the former are specific to the requirements of the buyer and seller.10 This is known as bai al inah which is considered forbidden by almost all scholars with the exception of Imam Shafii Followers of the same school, such as Al Nawawi do not consider it Islamically permissible.11 It should be noted that modern finance theories also distinguish between conditions of risk and uncertainty and assert that rational decision making is possible only under conditions of risk and not under conditions of uncertainty Conditions of risk refer to a situation where it is possible with the help of available data to estimate all possible outcomes and their corresponding probabilities, or develop the ex-ante probability distribution Under conditions of uncertainty, no such exercise is possible The definition o f gharar, Real-life situations, of course, fall somewhere in the continuum of risk and uncertainty.12 The following traditions underscore the need to avoid contracts involving uncertainty. Ibn Abbas reported that when Allah s prophet pbuh came to Medina, they were paying one and two years advance for fruits, so he said Those who pay in advance for any thing must do so for a specified weight and for a definite time. It is reported on the authority of Ibn Umar that the Messenger of Allah pbuh forbade the transaction called habal al-habala whereby a man bought a she-camel which was to be the off-spring of a she-camel and which was still in its mother s womb.13 According to a tradition reported by Abu Huraira, Allah s Messenger pbuh forbade a transaction determined by throwing stones, and the type which involves some uncertainty. The form of gambling most popular to Arabs was gambling by casting lots by means of arrows, on the principle of lottery, for division of carcass of slaughtered anima ls The carcass was divided into unequal parts and marked arrows were drawn from a bag One received a large or small share depending on the mark on the arrow drawn Obviously it was a pure game of chance.14 The holy prophet is reported to have said Do not sell what is not with you. Ibn Abbas reported that the prophet said He who buys foodstuff should not sell it until he has taken possession of it Ibn Abbas said I think it applies to all other things as well.15 The Futures Exchange performs an important function of providing a guarantee for delivery by all parties to the contract It serves as the counterparty in the exchange for both, that is, as the buyer for the sale and as the seller for the purchase.16 M Hashim Kamali Islamic Commercial Law An Analysis of Futures , The American Journal of Islamic Social Sciences, vol 13, no 2, 1996.Send Your Comments to Dr Mohammed Obaidullah, Xavier Institute of Management, Bhubaneswar 751 013, India. Jika Anda merasa tulisan di atas berguna, luangkan waktu barang 5 menit untuk menyebarkannya Terima kasih. Majlis Fatwa Kebangsaan Hukum Pelaburan Forex. Suzardi Maulan February 16, 2012.Pelaburan forex yang dibuat oleh individu di platform online internet adalah haram. Keputusan ini telah pun dibuat oleh muzakarah Majlis Fatwa Kebangsaan. Ini kerana muzakarah mendapati bahawa perdagangan pertukaran mata wang asing forex oleh individu secara lani individual spot forex melalui platfom elektronik mengandungi unsur-unsur seperti riba melalui pengenaan rollover interest, pensyaratan jual beli dalam pemberian hutang melalui leverage , qabd yang tidak jelas ketika transaksi pertukaran, penjualan mata wang yang tiada dalam pegangan dan spekulasi yang melibatkan perjudian. Tuan dapat membaca kenyataan lanjut seperti berikut. Muzakarah Jawatankuasa Fatwa Majlis Kebangsaan Bagi Hal Ehwal Ugama Islam Malaysia Kali Ke-98 yang bersidang pada 13-15 Februari 2012 telah membincangkan Hukum Perdagangan Pertukaran Matawang Asing oleh Individu Secara Lani Ind ividual Spot Forex Melalui Platfom Elektronik Muzakarah telah membuat keputusan seperti berikut. Setelah mendengar taklimat dan penjelasan pakar daripada Akademi Penyelidikan Syariah Antarabangsa Dalam Kewangan Islam ISRA serta meneliti keterangan, hujah-hujah dan pandangan yang dikemukakan, Muzakarah menegaskan bahawa perdagangan pertukaran mata wang asing forex oleh individu secara lani individual spot forex melalui platfom elektronik adalah melibatkan item ribawi iatu mata wang dan dari sudut fiqhiyyah ia tertakluk di bawah hukum Bay al-Sarf yang perlu dipatuhi syarat-syarat umum jual beli dan syarat-syarat khusus bagi Bay al-Sarf seperti berikut. Syarat-syarat umum jual beli. Pihak yang berakad mestilah mempunyai kelayakan melakukan kontrak Ahliyyah al-Ta aqud. Harga belian hendaklah diketahui dengan jelas oleh kedua-dua pihak yang berakad. Item belian hendaklah suatu yang wujud dan dimiliki sepenuhnya oleh pihak yang menjual serta boleh diserahkan kepada pembeli. Sighah akad hendaklah m enunjukkan keredhaan kedua-dua pihak, tidak ada unsur penempohan dan sighah ijab dan qabul mestilah bersepadanan dan menepati antara satu sama lain dari sudut ciri-ciri dan kadarnya. Syarat-syarat khusus Bay al-Sarf. Berlaku taqabbudh penyerahan antara kedua-dua item yang terlibat dalam platform forex sebelum kedua-dua pihak yang menjalankan transaksi berpisah daripada majlis akad. Jual beli matawang hendaklah dijalankan secara lani dan tidak boleh berlaku sebarang penangguhan dan. Akad jual beli al-sarf mesti bebas daripada khiyar al-Syart. Selain memenuhi syarat-syarat tersebut, Muzakarah juga menegaskan bahawa operasi perdagangan pertukaran mata wang asing forex hendaklah bebas daripada sebarang unsur riba, elemen al-Salaf wa al-Bay pemberian hutang dengan syarat dilakukan transaksi jual beli , unsur perjudian, gharar yang berlebihan dan kezaliman atau eksploitasi. Berdasarkan kajian terperinci yang telah dilakukan, Muzakarah mendapati bahawa perdagangan pertukaran mata wang asing forex o leh individu secara lani individual spot forex melalui platfom elektronik mengandungi unsur-unsur seperti riba melalui pengenaan rollover interest, pensyaratan jual beli dalam pemberian hutang melalui leverage, qabd yang tidak jelas ketika transaksi pertukaran, penjualan mata wang yang tiada dalam pegangan dan spekulasi yang melibatkan perjudian Selain itu ianya juga tidak sah dari sisi undang-undang Kerajaan Malaysia. Sehubungan itu, Muzakarah bersetuju memutuskan bahawa perdagangan pertukaran mata wang asing forex oleh individu secara lani individual spot forex melalui platfom elektronik yang ada pada masa ini adalah haram kerana ia bercanggah dengan kehendak syarak dan juga tidak sah dari sisi undang-undang negara Selaras dengan itu, umat Islam adalah dilarang daripada melibatkan diri dalam perdagangan mata wang seumpama ini. Muzakarah juga menegaskan bahawa keputusan yang diputuskan ini tidak terpakai ke atas urus niaga pertukaran mata wang asing menerusi kaunter di pengurup wang ber lesen dan urus niaga pertukaran mata wang asing yang dikendalikan oleh institusi-institusi kewangan yang dilesenkan di bawah undang-undang Malaysia. Laporan akhbar mengenai Keputusan Majlis Fatwa Kebangsaan. KOTA BHARU Jawatankuasa Fatwa Kebangsaan semalam memutuskan umat Islam haram mengamalkan sistem perniagaan pertukaran wang asing. Pengerusi Jawatankuasanya, Tan Sri Dr Abdul Shukor Husin, berkata ini kerana perniagaan yang dilakukan melalui pertukaran wang asing seperti itu tidak menepati hukum syarak dan menimbulkan keraguan di kalangan umat Islam. Hasil kajian jawatankuasa ini, kita dapati perniagaan pertukaran wang asing membabitkan spekulasi mata wang dan ini bercanggah dan berlawanan dengan hukum Islam. Oleh itu, Jawatankuasa Fatwa Kebangsaan memutuskan bahawa umat Islam diharamkan daripada mengamalkan sistem perniagaan cara demikian, katanya kepada pemberita selepas mempengerusikan mesyuarat Jawatankuasa Fatwa Kebangsaan Ke-98 di sini. Abdul Shukor berkata banyak isu yang meragukan mengenai perniagaan pertukaran asing, oleh itu umat Islam tidak perlu menceburkan diri, tambahan pula kegiatan itu membabit penggunaan internet di kalangan individu, yang menyebabkan untung rugi tidak menentu. Lain-lain jenis perniagaan pertukaran wang asing, seperti melalui pengurup wang atau dari bank ke bank dibenarkan, kerana ia tidak menimbulkan spekulasi mata wang atau untung rugi yang tidak menentu, katanya. Beliau berkata, keputusan lain yang turut dicapai dalam mesyuarat itu ialah mengharuskan umat Islam membuat pelaburan atau membuat simpanan melalui Skim Sijil Simpanan Premium SSPM yang dikendalikan Bank Simpanan Nasional BSN. Katanya keputusan itu dibuat selepas jawatankuasa berkenaan berpuas hati dengan kaedah pelaksanaannya melalui taklimat yang disampaikan oleh pihak panel syariah Bank Negara pada muzakarah itu BERNAMA. Futures Halal or Haram. Is futures trading halal or haram Futures trading isn t just for investors even day-to-day transactions like buying and selling fruit, furniture, or funky gadgets can take the same ruling. So is it halal Or haram. What exactly are futures Futures trading generally apply to stocks, indexes, etc Say you re trading currencies such as the Japanese Yen Normal trading is buying high and selling low futures trading is I ll sell you 1000 Yen at this price, two months from today, and you pay me then An option to buy later at a specific price guaranteed now, which you pay for later. For the sake of simplification, you can consider it as a contract to buy furniture from your aunt, who buys and sells antique furniture She tells you I ll sell you an antique wooden chest next week for 350 Pay me next week That s what futures is. How does it measure up, Islamically. Selling what you don t have possession of Futures is generally a debt-inducing contract the buyer sells you something they don t have but intend to buy at a cheap price Sometimes, the commodity being sold doesn t exist, and it may exist later on at the date of the contract In either case, the buyer is selling something that they don t own And that s not permissible in Islam. Debt for debt Even if you own the commodity in the exchange that you re selling or buying in a futures cont ract, it becomes a debt for a debt You owe some money, and the seller owes some commodity Again, not permissible. So how can we make a futures contract halal How can we tackle these issues. Buy and sell what exists Make sure that, whatever the commodity is, be it stocks, or currency, it already exists in the world. Make it a promise, not a transaction If you consider the deal a legally binding transaction, then it s haram but if it s just a promise to buy at a later date spiritually, but not legally, binding then it becomes permissible Practically, this means you CAN but shouldn t back out of the deal when the time comes and that you cannot take to court, in an Islamic system, the other party. Pay a deposit Another solution to the debt-for-debt transaction is to pay a down-payment up-front at least then, something has exchanged hands, and it s not a debt-for-debt transaction anymore, but a proper, legally-binding transaction. No reselling If you bought a futures contract and paid money, tha t contract entitles you to some commodity Can you resell that commodity No Because you don t physically have possession of it. However, why are futures haram One of the goals of shari ah is to prevent thulm and with futures, the wisdom of prohibition may be around not being able to provide what you sell if you promise someone you ll sell them something, and you can t deliver, then what. There s a relevant hadith about a man who came to rasulullah salallahu alayhi wa sallam and said People ask me to sell them things I don t have Should I say yes, and go buy them and the messenger of Allah salallahu alayhi wa sallam said, No, go buy them first, and then sell them. On the other hand, he salallahu alayhi wa sallam permitted farmers to sell their future crops before they were planted You might say, What the. Look again at the wisdom of prohibition not being able to provide what you don t have In the case of farmers, they are capable of providing it albeit at a somewhat uncertain quality or quan tity , and the money would help them now to generate crops so they are exempted from the prohibition of futures. And from this hadith, scholars derive a rule if you are a primary producer or manufacturer of an item, you can sell it before it s manufactured or produced So the issue of house builders selling houses based on blueprints It would be permissible insha Allah. But you can t resell that Because you re not the primary manufacturer. And that s futures contracts, in a nutshell To summarize. Don t deal in futures It s a fickle thing Especially if you don t understand the fiqh. Consult your local knowledgeable imam They can tell you what to do. You can initiate futures contracts, provided the commodity exists and the seller possesses it. Give or pay a down payment, to avoid a debt-for-debt transaction. Wallahu ta ala alam. Shaykh Tawfique Chaudhry The Real Deal University of Toronto, Toronto 08 Jan 2009.Post navigation.26 thoughts on Futures Halal or Haram. Salam Alaikum brother in islam. buyi ng a contract is not like a buying the actuall share, its just you are buiyng the right to buy the shares at recent price. so when you are reselling the contract you are not actually selling the share, cause you dont have have the share to sell in first place, you just have the right to buy them at the certain price so its not exactly that you are selling what you dont have shares you are selling what you have the right to buy share at specific price , you are just selling that right that you have, whih makes futures halal, just like buying stock only if the actual product is hallah or company s main business is non-haram like buying share in comanies like willam hills or other similer type of company whos main income is from gambeling, or other companies like producessors of alcholl or weapons that are used against mulsim would be harram. i dont know if i explained the situation properly, but i hope you understood what i meant. please let me know if im wrong. You re still buying selling t he commodity on a promise a promise that you can buy sell at that price in the future There s no actual product involved so it s still buying selling what you don t own. Hussein, Anonymous, I hope you re not implying that zoo tickets are impermissible These are allowed, because the prohibition on futures is based on the uncertainty of the provider in being able to provide the required commodity or service at the time requested In the case of the zoo, airline, etc the service providers are well-capable of doing so so this would be a permissible case of futures. There are cases where futures are allowed I ll update the article to mention those Those are very important. Hussein, I m not sure what you re getting at If there s something you don t understand, you should talk to a qualified expert in Islamic finance definitely not Ilm Fruits , since these are just beginners notes taken from a Islamic-Finance-101 class. And we don t debate fiqh. assalawalekum intraday trading in future commodities like silver, gold, crude oil and agricultural commodities is halal or haram and can i be the broker for these commodites is this halal or haram please give me solution. We don t give fatwa Best thing to do is talk to a shaykh who knows about Islamic finance This post is merely materials from shaykh Tawfique s Islamic Finance 101 class. As-salamualikum Is IPO share is halal or haram. Wa alikum as-salaam, allahu a lam If IPO is initial public offering, then based on what I know, it would depend on the company and the primary business and etc, just like any share-buying. As-salamualikum In Bangladesh when a new company come into stock market it entered by IPO This process is a lottery system here if you don t win lottery they give your money back But their system is lottery process And if you win the lottery they always give you more then original mount So my question Is it halal or haram. As-salamualikum In Bangladesh when a new company come into stock market it entered by IPO This process is a lottery system here if you don t win lottery they give your money back But their system is lottery process And if you win the lottery they always give you more then original mount So my question Is it halal or haram. please answer me, i need help. i want to earn the past i have earned haraam which i came to know now i was not aware in the i want to stop that business and wants to open a general store. my question is can i invest my past earning in the store and start business and will it be that be allowed in i want to improve myself and wants to be on islam answer me as i am very much confused please. As Salam Alaikum I trade commodities, can i purchase CRUDEOIL I me an is it Halal or Haram Other than this what are the other halal shares according to Isalm Allah Hafiz. Please reply as soon as possible. I want to invest around Rs 50,000 thousands and earn some money in Islamic ways only i e it should be halal only Can you please suggest me the best way to do the same. Asslamualykum mohammad naiyer azam n other brothers. I think shaykh taufiq has Clear concept of fUTUR OP AND daily Trading. i Think there are 70 companies in India comes in Halah Portfolio u can use and Refer what Other Code n conduct. There r some reason as u cant invest in Wine company, loan and housing finance company and some more also please go and check. I purchase commodity like gold, silver, copper etc through share market is it halaal They provide me commodity even if i dont have enough even if i have 25000 they give me a product of 1,00,000 can i purchase such products. assalawalekum intraday trading in future commodities like silver, gold, crude oil and agricultural commodities is ha lal or haram. Futures Trading HALAL or HARAM Here is the Islamic Ruling well explained with QURAN verse and Hadith Mubaraka. Assalamoalekum Warehmatullah, I believe I owe this to all my Muslim brothers and sisters and that is why I am writing on this thread I want to reveal here that I worked for 20 months day and night as much as an individual can work 24 X 7 on U S futures market as an independent trader I was introduced by someone I knew and I trusted him enough to believe that there is profit and loss in this market, so with equal risk it is indeed Halal contrary to the popular view of the Islamic scholars I entered this market with a hope and urge that I would make an earning initially and later thought that I would make big money from it Days, weeks and months of testing and reasonably huge monetary losses took me to a position where I understand this market inside out today and can make as much money for myself and probably anyone who I bring and follows my model but you know what - there started a real fight within myself and I could easily feel that something was not right My model had reached the position where I wanted to be but my heart, brain and if I can say soul were not in sync at all All sorts of thoughts started pouring in and the strong reason that I found for it was that there is a very clear manipulation in this market on a day to day, hour to hour or minute to minute basis and it has been designed in such a way that an individual trader like myself who comes in assuming it is honest is bound to end up in losses and that is the reason there is proven data that 90 percent of people lose in this market Let us assume that you are very smart like I thought I was, you will learn find explore the tricks but when you will gain someone has to lose he she would be like you and me who enter with little know how A question was raised within and I share with all of you that if you and me are practicing Muslims and we find that there is a street where people are robbing or trying to rob anyone on that street-will we go and join the robbers or will we go and support and save who is being robbed Also picture that the robbers have power and may be you can t overcome them but you can join them-would you and me join them still or at least make Dua or whatever we can to the best of our ability to save the innocent I think if we claim ourselves to be Muslims and believe in the Day of Judgment the answer is very obvious that we will not participate in anything that is remotely wrong As this is just a reply on a thread I am concluding it here and I hope Inshallah that this would be an eye opener for anyone who is thinking of entering futures market or has entered it or has made a successful model Please remember that it is only our Aamaal that will go with us, everything else that we created here-we will leave so only create what is beneficial for the mankind and not anything that brings more harm and evil May Allahtala allow us to implement more than we say and May we be protected from the evils of Shaitan-Aameen If anyone of you has any more questions Inshallah I will answer them very honestly-you can email me at. I found your explanation very clear on futures trading as you gave examples from the hadith of our beloved Prophet Muhammad Peace be unto him Can you please clarify if spread betting is similar I know the word betting would imply haram , but can you please see another website I came across and comment on their explanation I am not trying to criticse this site, but am trying to understand JazakAllah. Assalaamu Alaikum, I found your explanation very clear on futures trading as you gave examples from the hadith of our beloved Prophet Muhammad Peace be unto him Can you please clarify if spread betting is similar I know the word betting would imply haram , but can you please see another website I came across and comment on their explanation I am not trying to criticse this site, but am trying to understand. in islamic finance t here is contract called buy al Salam contract which allow you to do short selling , there are certain rule you must follow to be qualified, as we know in margin trading there are certain rule for short selling , and you can not sell in the market get your profit and exit the market so you must buy to close the transaction. during the age of Prophet salallahu alayhi wa sallam there was uncertainty about future, and there were no guarantee to obtain the product as agreed in future that s why our prophet salallahu alayhi wa sallam released the hadith , However in online market this uncertainty does not exist you can buy sell anytime I think the decision that our prophet salallahu alayhi wa sallam made was based on situation that happened during that time, these days we are integrated with technology and electronic translations and there are rules govern on our transactions what i want to say is that the decision was made from your prophet salallahu alayhi wa sallam is not related to curren t trading situation. meanwhile, The broker give us leverage or debt at zero interest, its not bank loan, when we close the transaction, the debt will return to broker itself and no fee charges , in addition, when we loss in transaction, our loss limited to amount money that we deposited so the broker may not face any loss, when traders got margin call this loan is controlled and monitored by broker, however, when we trade on loan which obtained from bank, if we lost all the money we are responsible to return total debt, and of course there will be a interest to pay back. The Situation in electronic translation and other market are different in electronic system there are always rules and everything is controlled and monitored. this is new clip from one of scholars who studied islamic finance. he talk about margin trading in details. but i do not agree with some of his points. Assalamoalekum Warehmatullah Tareq. Just to inform you and anyone who reads your comment, anyone who has spent time lo ng enough in this electronic transactions of stock market, can tell you that short term trading is the most manipulative and that includes all types of futures currency I will give you a very simple example of trading as our Prophet Muhammad S A W asked his companions, and is well known that if there is a deformity in a product inform about it and then sell it In essence there should be no treachery involved A thief masters his craft, but that does not mean that business becomes lawful All brothers sisters should remember that this life is temporary, and getting into grey areas for rizq is only asking for trouble, Allah-u-alam See this video, answer given by Dr Zakir Naik on futures market. ipo income ki halal or haram. there are certain brokers which do not have official license and registered names under central banks are manupolative. however, there are many broker exist nowadays that have all type of legal license and non of them have done any manipulative activities All transactions are monitored and controlled like. Leave a Reply Cancel reply. Hukum Forex Haram oleh Jawatankuasa Fatwa Kebangsaan. Hukum Forex Haram oleh Jawatankuasa Fatwa Kebangsaan. Sebelum ini persoalan membabitkan hukum Forex haram atau halal acapkali menjadi perdebatan dan persoalan dikalangan apa yang boleh kami istilahkan sebagai kaki forex. Dan tahun lepas pun JAKIM telah menganjurkan Muzakarah Ahli-Ahli Majlis Penasihat Syariah Institusi Kewangan bagi membincangkan perkara-perkara seperti. Kefahaman Umum Terhadap Perdagangan Mata Wang Forex dan Kedudukannya Dalam Syarak. Perdagangan Mata Wang Forex dan Pandangan Syarak Mengenai Pegendaliannya. Perdagangan Mata Wang Forex Kedudukannya Dalam Undang-undang dan Kesannya ke atas Ekonomi. Dan hasil daripada muzakarah tersebut terdapat beberapa rumusan dan kesimpulan yang telah dicapai antaranya ialah. Jual beli matawang diharuskan oleh syarak, namun perlu mematuhi dawabit tertentu selain menggelakkan unsur-unsur-unsur syibh riba, tipu daya, judi, qabd yan g tidak jelas dan gharar dalam operasi spot forex secara individu melalui platform elektronik. Operasi spot forex ini juga didapati tidak sah dari sisi undang-undang Kerajaan Malaysia. Walaubagaimanapun, semalam satu ketetapan telah dibuat oleh Jawatankuasa Fatwa Kebangsaan mengenai Forex. Hukum Forex Haram atau Halal. KOTA BHARU Jawatankuasa Fatwa Kebangsaan memutuskan umat Islam haram mengamalkan sistem perniagaan pertukaran wang asing Pengerusi Jawatankuasa itu, Tan Sri Dr Abdul Shukor Husin, berkata ini kerana perniagaan yang dilakukan melalui pertukaran wang asing forex seperti itu tidak menepati hukum syarak dan menimbulkan keraguan di kalangan umat Islam. Hasil kajian Jawatankuasa ini, kita dapati perniagaan yang membabitkan pertukaran wang asing membabitkan spekulasi mata wang dan ini bercanggah dan berlawanan dengan hukum Islam. Oleh itu, Jawatankuasa Fatwa Kebangsaan memutuskan bahawa umat Islam diharamkan daripada mengamalkan sistem perniagaan cara demikian, katanya kepada pemberi ta selepas mempengerusikan mesyuarat Jawatankuasa Fatwa Kebangsaan Ke-98 di sini hari ini. Abdul Shukor berkata, banyak isu yang meragukan mengenai perniagaan pertukaran wang asing, oleh itu umat Islam tidak perlu menceburkan diri, tambahan pula kegiatan itu membabitkan penggunaan internet di kalangan individu yang menyebabkan untung rugi tidak menentu. Lain-lain jenis perniagaan pertukaran wang asing, seperti melalui pengurup wang atau dari bank ke bank dibenarkan, kerana ia tidak menimbulkan spekulasi mata wang atau untung rugi yang tidak menentu, katanya. Beliau berkata, keputusan lain yang turut dicapai dalam mesyuarat itu ialah mengharuskan umat Islam membuat pelaburan atau membuat simpanan melalui Skim Sijil Simpanan Premium yang dikendalikan Bank Simpanan Nasional BSN. Katanya, keputusan itu dibuat selepas jawatankuasa berkenaan berpuas hati dengan kaedah pelaksanaannya melalui taklimat yang disampaikan oleh pihak penal syariah Bank Negara pada muzakarah itu. Pada mulanya, kita merag ui tentang kaedah pelaksaaan skim itu tetapi kita berpuas hati selepas sistem perniagaan skim itu ditukar konsep Islam iaitu Mudharabah, katanya BERNAMA. Dahulu secara faktanya antara sebab ekonomi Malaysia pernah jatuh tahun 1997 1998 adalah tindakan kerajaan Malaysia bermain forex antarabangsa yang duduk dalam sistem kapitalis sehingga telah memberikan ruang kepada spekulator George Soros untuk sabotaj ekonomi Malaysia. Bagi kami, ketetapan yang telah diberikan oleh Jawatankuasa Fatwa Kebangsaan menunjukkan melahirkan pendirian mereka terhadap satu-satu kemusykilan untuk dijadikan panduan tambahan kepada umat Islam di Malaysia hari ini Dan tindakan Majlis Fatwa meletakan hukum Forex haram itu dibuat setelah mereka membuat kajian yang mendalam dan kajian itu tak bermakna dilakukan secara tergesa-gesa dan dibuat dalam tempoh sehari dua sahaja. Yang berada dalam Jawatankuasa Fatwa Kebangsaan ini pun bukannya sebarangan orang Kalangan ulama dan yang ada pengetahuan tinggi dalam ilmu agama. A dakah kita mahu terus menunggu jawapan yang kita ingini barulah kita akan terima berpuas hati dengan ketetapan daripada kalangan yang pengetahuan tinggi dalam agama terutamanya melibatkan hukum. Cuma kalau boleh selepas ini besarlah harapan kami sendiri supaya Jawatankuasa Kebangsaan Malaysia jenguklah-jenguklah sistem perbankan di Malaysia hari ini melibatkan beberapa persoalan yang telah membelengu rakyat Malaysia secara umum dan umat Islam di Malaysia amnya. Kami mahu lihat sendiri apa pendirian Jawatankuasa Kebangsaan Malaysia mengenai soal-soal yang melibatkan Sara 1Malaysia, kadar faedah yang dikenakan pihak bank kepada pelanggannya selama ini, PTPTN caj pelajarnya dikehendaki bayar balik lebih dari jumlah pinjamannya Dan mungkin kalangan anda sini mahu menambahnya. Samada kerajaan nak ikut atau tidak itu perkara nombor 2 Yang penting kami mahu melihat sendiri ketetapan Jawatankuasa Fatwa Kebangsaan terlebih dahulu. P S Apa respon anda sebaik Jawatankuasa Fatwa Kebangsaan menfatwakan hukum Forex haram. Sambung Baca Lagi Artikel Terbaik Yang Ini Pula Ada Kaitan Dengan Yang Di Atas. Dividen Bank Rakyat dan Bonus Saham 2017 Saya Mesti Pilih Dividen Bank Rakyat dan Bonus Saham 2017 Saya Mesti Pilih Jikalau diikutkan agak lambat sedikit pengumuman dividen bank rakyat kali ini bagi tahun 2017 bagi tahun kewangan 2016 Pada tahun lepas. PTPTN tak haram ke setahu aku sume sytem yang ada sekarang berlandaskan riba, cuba diputar belit sikit dan ditukar nama je. Saya menyeru kepada umat Islam supaya tidak perlu menyertainya perniagaan Forex ini sehingga sekarang ia adalah haram Urus niaga perseorangan secara internet menerusi orang tengah ini adalah haram disebabkan dalam jual beli ini tidak ada kontrak secara jelas, katanya ketika ditemui di sini. aik ada tempoh masa betul2 dulu sebelum keluar petua bincang dengan ulamak luar, bincang dengan broker forex biar jelas baru boleh keluar patua. Beliau juga memberitahu, individu yang menyertainya juga boleh terdedah kepada untung dan rugi yang tidak menentu. alasan ini tak dapat diterima rugi adalah perkara biasa dalam semua jenis perniagaan kalau kita tidak mahir kita akan rugi. majlis fatwa agen BSN ker macam nak promote BSN je ni bank barisan nasional. Adakah Penukaran nama menjadikan ia tidak haram. Benda dkt Malaysia ni kalau yang tak menguntungkan kerajaan semua nya haram Main tikam nombor tak pulak diharamkan kerajaan Tempat perjudian di Genting tak pulak haram sebab byr kerajaan 1 Billion. Kad Kred it Bank Islam tak pulak haram Bayar ke tak tetap kena denda. orang dah kata haram tu ikut jela takkan nak bagi makan bini dengan duit haram kot aku ada kawan main forex, satu kerja tak jalan kerja dok mengadap laptop dengan dia punya smartphone. aik penggurup wang dan bank boleh pulak internet x boleh pelik bin ajaib ni Saham pun ada spekulasi jugak banyak lagi benda haram, contohnya pinjaman peribadi terang2 haram isu riba bank dari dulu sampai la pun xdpt settle2 lagi. banyak yang aku tak puas hati dengan alasan orang majlis fatwa ni. BENDA DAH BEKARUN BARU NAK KELUAR FATWA PAK AJI PAK AJI SEMUA AMBIL ACTION LAH AWAL AWAL, NI DUIT DAH BEKARUNG BARU NAK KATA NI DUIT SATU BILIK NAK BUAT APA, NAK BUANG, BAKAR ATAU SEDEKAH KAT KERAJAAN NAK CONQUER KE KE KE OF FREEMASON HIDDEN OF FREEMASON HIDDEN OF FREEMASON HIDDEN OF FREEMASON HIDDEN OF FREEMASON HIDDEN OF FREEMASON HIDDEN OF FREEMASON HIDDEN MAKE A HIDDEN PLANNING, BECAUSE THEY ALL COWARD. lepas ni bank islam boleh buat forex ala-ala islam dio rang kan pakar bendaalah mcm ni pusing-pusing istilah supaya jadi bunyi macam Islam dah halalan tayiban. kat malaysia ni memang lembap kuarkan statement pasal ni dah berpa lama isu ni, skrg baru nak kuarkan fatwa dah brp ramai org islam terjebak benda ni senang ikut je la SC suruhanjaya sekuriti kat sana bleh tgk pelaburan yang syariah compliant atau tak lebih up to date dan tegas ikut hukum syariah cari la ilmu dan hukum sblum melabur kat mana2 InsyaAllah rezeki kite lbih diberkati yg dah terjebak tu, tanye la ustaz yg pandai ekonomi mcm mana dgn duit tu jgn takut dlm mencari kebenaran InsyaAllah murah rezeki. Sebabtu kena cari ilmu dah lama tau forex ini haram blog ustaz zaharuddin, jgn beri komen tanpa ilmu, klao dah pasti baru cakap, bab kewangan islam ni luas ilmu pelan2,esok depan allah alasan tak tau tak diterima sebab zaman kita ilmu boleh di cari di hujung mulakan dgn tinggalkan hutang riba dan tukar ke hutang islamik mane ikut suka, bayar zakat pendapatan dan zakat simpanan ingatka n rukun islam yang kelima bayar zakat pun klao rukun yang kedua buat i e solat 5 waktu tp klao tu pun berat nak bayar zakat, beratlah nak tinggal riba, beratlah nk tinggal duit haram HARTA KITA ADALAH HARTA YANG KITA GUNA, YANG KITA SIMPAN, YANG KITA PAKAI SEMUA AKAN KITA TINGGALKAN di dunia fana ini harta kita. Ntah org dah kaya dan taraf idup baik juga sejak main forex withdraw 1k ke atas dgn modal rm55 15 nak x kacau org n mainla dgn tamak slalu untung zamanni. kalau FOREX mane kalau trade GOLD gune platform yg same pulak. Disebabkan NILA setitik, ROSAK susu sebelanga Jgn kita cepat MELATAH, selidik dahulu mengapa ianya HARAM sdgkan dlm AL QURAN mengharuskan perniagaan wang Jgn hanya duduk dan menanti jawapan, cuba lah sesekali mengkaji mengapa ianya HARAM. itulah pasal kenapa haram FOREX tapi sijil premium BSN dan saham dibenarkan flip flop betul diorang ni dah kena bayo ker. AKu pun dah lama rasa Forex ni haram sebabnya dia bukan base jual beli dan bukan barang dengan nilai aku pelik, mela yu2 je ker yang kecoh pasal forex ni memang mulayu ni kerja nak cepat kaya cara mudah tak payah keje patutlah rami cina2 ni marah. aku punye suka le apa kisah makan rasuah baik aku jadi trader forex kayaaaaa. ingat sinang ke main forex ni bro x ade modal pi jalan dah ade modal semua kena tengok penting kesabaran x tamak target 100 pips sehari dpt tutup pc sambung esok SENANG NAK BERJAYA DALAM DUNIA FOREX NI. bukan dia tu masyarakat kita dah tak nampak haram bila nama ditukar sedangkan masih ada riba. betul tu masalahnya penyakit maen forex ni sama macam orang tahik judi Dah untung ribu2 pun tanak stop lagi mau maen, sekali lingkup tepuk dahi aku kena banyak kali dah pastu mula maen lagi konon nak balas dendam kat forex currency pair tu haha last sekali aku amik untung sket je then tobat takmo maen forex dah ilmu forex tinggi sekalipun ttp kalah dengan spekulasi matawang Boleh nak main tapi nafsu kena control saja nak share pengalaman. Jabatan Mufti dan Fatwa dah kaji dan selikdik la tu kala u ko rase ko islam, ko tobat kala kalau ade termakan duit dari forex sebab duit je pakat nak pertikai fatwa Nape xle terima ke kalau fatwa tu ade terkene kat btang hidung sendiri Tobat la, ALLAH sentiasa menunggu taubat hambanya. lepas ni tutup terus la PC KO dah kata haram setiap yang haram tu NERAKA lah tempatnye. untung dunia nak ke makan duit pasal duit manusia sanggup jual kata cari la duit care lain plak. Kalau ko tak puas hati ko teruskan la main forex ni nanti ALLAH tanye ko jawab la ko xpuas ati ngan fatwa ko leh masuk woo untuk orang2 macam ko ni. sedap ko macam ni ke ko nak jawab dengan malaikat lame ustz zaharuddin bgtaw pasal forex kire nampak untung duit kasi anak bini bini main ngan bagla anak maen ngan ko tepok dahi tak NERAKA. sabar ya cuma ingin tahu, mengapa ianya diHARAMkan tp DIBOLEHkan pula sekiranya dibuat di BANK ASB pula diharuskan mengapa perlu ad mcm ni sekiranya HARAM, HARAM kan la kesemuanya tidak menimbulkan kekeliruan. setuju pandangan bro tu Yg nak dipertikaik an hukum Allah yang diperjelaskan oleh cerdik pandai yang belajar Asal bab pelaburan je termasuk la yg fav ASB, forex, MLM, org Melayu la juara dgn siap jd tokoh alim ulama lg walhal br je tgk sekerat youtube ustaz azhar idrus tp dh rasa super warak dan pandai. Mcm ni lah, jgn dikutuk2 ulama2 tp makanlah harta2 tu kalau yakin Apa2 pon yg bersoal dan berjawab di akhirat ialah awak dan Allah Selamat mencuba. orang dah keluarkan fatwa lagi mahu bantah cakap siapa lagi nak dengar. ASB dah keluar fatwa pon kate haram kalau ko nak kat sini web ustaz situ dah berkurun lame dah orang tanye dan dijawab je tak penah bace Ini pasal HALAL bertegas. hukum Forex haram itu dibuat setelah mereka membuat kajian yang mendalam dan kajian itu tak bermakna dalam kajian dilakukan secara tergesa-gesa dan dibuat dalam tempoh sehari dua Yang berada dalam Jawatankuasa Fatwa Kebangsaan ini pun bukannya sebarangan orang Kalangan ulama dan yang ada pengetahuan tinggi dalam ilmu agama. Ala dengkila tu xde modal nak join forex. kesimpulanNya, ap yang tertulis di dlm AL QURAN itu TIDAK BENAR ke ILUVHUDUD MR ANON. mohon maaf ats segalanya. Ni la bila bercakap tak pakai kata forex je, banyak sistem pekerjaan kat atas muka bumi ni terlibat dengan riba tak Contoh yang kerja bank sebagai kerani pon hasil terlibat dengan urusan nak gaduh kata forex haram ke apa, pikir kita halal ke gaji kita Kan khutbah terakhir Rasulullah menekamkan tentang haramnya makan hasil g belajar balik apa itu riba, jangan dok cari salah kerajaan je baca blog ni Ingat sekarang sistem apa kita pakai kat dunia sekarang, sistem Islam, atau sistem yahudi Sejak sistem pemerintahan sekular diterapkan, riba sudah menjadi teras ekonomi dalam sesebuah negara Para pemimpin sekular ini menerapkan sistem riba tanpa rasa berdosa dan takut kepada Allah sedikit pun Sebahagian besar umat Islam juga terlibat dengan riba tanpa sedikit pun merasa bersalah dengan keharaman yang mereka lakukan, seolah-olah riba ini suatu yang halal dan sah-sah sahaja untuk diam bil Mereka langsung tidak menghiraukan ancaman Allah di dalam Al-Quran dan ancaman Rasul tentang seksa dan azab yang pedih yang akan mereka terima atas muamalat riba yang mereka masuki, malah mereka senantiasa mencari dalih untuk mengatakan perbuatan mereka adalah halal. bace Quran dalam sebaris tu ko ko paham kalau takat bace translation tu tak payah nak kecoh la terjemahan sepotong ayat tu ade hadith yng aku ayat mane ko kate berniaga matawang tu harus aku ni xde la paham sangat bila orang lebih paham dan arif bagi ikot je kita semu terlepas dari Seksa api neraka. i baru nk berjinak2 dalam porex. trade emas lagik bagus. kan main ramai lagi yg buat forex dalam ni bila fatwa kata haram marahkan ulama2 yg keluarkan fatwa Bila mata lebih memandangkan dunia duit Agama sanggup digadaikan. aa aah setuju dgn bro biol tarkek biol di atas ni. mmg kami semua yg x suka forex ni DENGKI amat sgt sbb korang penuhkan perut sendiri dan keluarga dgn harta yg disahkan para ulama yg belajar lama dan mendalam, sebagai tidak halal Ye kami SANGAT DENGKI la tgk korang kaya raya dgn harta sedemikian. Cukuplah tu sumer dh jumpa pangkal jalan, jom sama2 kita berjalan walaupun susah atau senang, kita sama2 selamat nnt insya Allah. setuju bro rasanya yg salah kaki forek biol bknnya ulama Wahai org Melayu Islam, sudah terang lagi bersuluh, cukuplah dgn polemik Setakat dgr n tgk utube ustaz azhar atau ustaz kazim itupun skip2 x yah melalak mcm tahu apa yg dikata Wahai org Melayu Islam x perlu la kutuk2 ulama2 yg mendalam belajar dlm bahasa Arab lg mengenai Islam Kita x tahu ucaplah terima kasih sbb ada org sudi k aji dan selamatkan kita Cukuplah Melayu ASB, Melayu MLM, Melayu FOrex, Melayu Hibur Libur Santai Relax, Cukuplah Melayu Polemik. bila ulama kuarkn fatwa bukan main ikut sedap mulut tentu diorg pun duduk berbincang dan ade penasihat yg arif dalam bab perniagaan Bila org alim ulama nasihat xnk dgr pulak berani buat berani tanggung la err siapa sbenornye yg jd ulama ni. bila dh dunia tanpa batasan ni mmg byk lahirkan org2 yg mencari kebenaran ikut pikir sedap die dan apa yg dia buat die rasa die btul Saya pn bukan mahir sgt dalam bab agama ni tp seeloknya bila kita membaca mana2 kitab pn mestilah berguru supaya ilmu itu dibimbing oleh org yg arif dlm hal tersebut jgn main buat kesimpulan je. nk mencari kebenaran pun x perlu ckp ikut sedap mulut er ko ni guna la akal sblm berkata2 pi la rujuk org agama yg mahir dlm ekonomi perniagaan kalau dh malas sgt pi google kt blog2 ekonomi islam yg bincang pasal forex. org macam dia ni seumpama aku aku ngko ngko lah kubor laen2 ingatla sedara pintu tauba t masih terbuka lom terlambat lg. assalam, Anonymous knp begitu EMOSI sy bukan org y bergitu BODOH untuk mngambil kputusan sbegitu, sy merujuk pd y lebih arif sy xfaham dan sya tnya tidak kah anda nampak tanda soal di situ FOREX mempunyai banyak jenis nya sbb 2 sya tnya jgn dikawal olh EMOSI, krana kita akn dipandu olh syaitan. mohon maaf ats kkasaran, kita kan org ISLAM, dan kita nie BERADAP, ad cra nak tegur kesalahan org, bkn sembur saja sya hanya manusia biasa. Org main forez pun semayang lima waktu sehari semalam forex bjaga subuh dah tgk graxmain pkul 9 bru bgn. Tikam ekor, perjudian di Genting, jual arak ke, tu semuanya untuk orang kafir Hasil berbilion bilion kerajaan kutip tu digunakan untuk bina tokong, kuil dan sebagainya berkaitan untuk orang kafir Tak kan duit rakyat nak disalurkan ke situ. kedai no ramalan di malaysia, magnum toto, da ma cai agensi no ramalan yang berlesen, dikenakan cukai oleh kerajaan dan hasil cukai adalah datang dari duit yang haram malaysia dapat subsidi itu dan ini campur x dengan duit cukai yang dikenakan oleh kerajaan kepada agensi no ramalan tersebut sama mcm genting sedar atau tidak benda atau x kalau haram. pelik sangat mengharuskan umat Islam membuat pelaburan atau membuat simpanan melalui Skim Sijil Simpanan Premium yang dikendalikan Bank Simpanan Nasional BSN tetap yang ditawarkan diharuskan. untung rugi tidak menentu sememangnya nama perniagaan. perniagaan yang dilakukan melalui pertukaran wang asing forex seperti itu tidak menepati hukum syarak dan menimbulkan keraguan di kalangan umat Islam alasan yang xjelas. maaf laaa kita xmenentang ulama tapi bagi penjelasan biar jelas haru bila penjelasan diberi oleh ulaar dalam semak yang baru kenal kitab pun terus melompat jelas haram diharuskan nie mcmana bagi lah fatwa lah teguran berani lah bukan lakukan KERANA dengan KERANA. Harap Majlis Fatwa boleh membuat laporan tentang penyelidikan menyeluruh terhadap pengharaman perdagangan mata wang.1 Apakah ada Majlis berbincang dengan menyeluruh dan jujur bersama pehak2 broker matawang yang dimaksudkan Pehak2 broker berlesen didalam Negara atau sesebuah Negara yang dimaksudkan ialah broker yang telah mengamalkan undang-undang berpandukan hukum Islam dan pehak2 broker yang belum mengamalkan undang-undang hukum Islam.2 Jika ada, bila, dimana dan berapa kali kah perjumpaan atau mesyuarat itu berlaku.3 Adakah Majlis mengetahui adanya kontrak2 yang perlu ditanda-tangani diantara pehak broker dan individu dan pengguna.4 Apakah kemusykilan2 dan tindak-balas yang telah diperolehi dan bertulis yang jujur dan terbuka daripada mesyuarat2 tersebut diatas.5 Dalam nilai2 murni Majlis, apakah ada bahan2 bukti yang jujur dan terbuka dan persetujuan diantara kedua-dua belah pehak Majlis dan pehak broker matawang diatas supaya kedua2 belah pehak memahami semua agenda2 yang dikemukakan didalam mesyuarat tersebut Sila senaraikan nama2 broker tersebut.6 Apakah Majlis telah membuat penyelidikan dengan pehak broker yang berlesen dalam Negara dan neg ara-negara luar yang telah bekerja-keras untuk memenuhi undang-undang Islam dan hukum Berikut ialah senarai broker-broker mata-wang yang dimaksudkan.7 Apakah Majlis telah berbincang dengan membuat sampling dengan orang2 awam yang telah mengikuti perniagaan mata-wang sejak sekian lama.8 Apakah Majlis mengetahui bahawa perniagaan mata-wang adalah satu bidang ilmu dan seni perniagaan yang terbaharu dan bukannya seperti adanya unsur2 perniagaan Genting casino Bolehkah perniagaan mata-wang dianggap Ijtihad.9 Ada dua unsur manusia dalam perdagangan mata-wang 1 Manusia yang mengamalkan ilmu teknikal dan asas 2 Manusia yang mengamalkan judi dan tidak berilmu.10 Apakah ada individu2 atau cawangan2 atau jabatan2 tertentu dalam Majlis sendiri yang sudah lama mendalami penuh dengan suasana ilmu perdagangan mata-wang.11 Bercakap tentang Genting Casino, apakah Majlis juga akan mengeluarkan fatwa untuk mengharamkan Genting casino diNegara Islam ini Apakah Majlis telah membuat penyelidikan menyeluruh kemanakah wang yang telah diterima Kerajaan melalui perniagaan Genting Casino terbesar itu digunakan selama ini Bolehkan Negara Islam mengunakan perdagangan wang Haram itu.12 Apakah Majlis akan mengeluarkan fatwa untuk mengharamkan perniagaan kelab-kelab malam, 4D, loteri, perniagaan stock, bonds Kerajaan, minuman-keras, korupsi, gameshow-Where the money drop dan lain2 perniagaan yang berunsurkan keseronokan anak2 muda yang telah berabad-abad terjerumus kedalam kancah kehancuran moral dan akhlak diNegara Islam ini Apakah Majlis akan membiarkan ini berlaku buat berabad-abad lagi daripada mengeluarkan fatwa perdagangan mata-wang yang tiada unsur2 kehancuran bahkan Ilmu Apakah tindakan yang akan diambil oleh Majlis bagi perkara2 tersebut diatas.13 Daripada fatwa pengharaman perdagangan mata-wang, apakah boleh Majlis membuat syarat2 yang positif supaya umat Islam diNegara Islam ini dibolehkan mengikuti perdagangan mata-wang dengan berpandukan bagi menepati hukum syarak, yakni 1 Perniagaan mata-wang bebas riba 2 Perdagangan mata-wang ada dua cara operasi agensi pasaran pengendali tidak mengamalkan spekulasi, bebas riba, konsep Islam cara Mudharabah dan pembuat pasaran pengendali mengamalkan spekulasi dan riba 3 Perniaga2 mata-wang termasuk Bank2, institusi kewangan diNegara ini yang diawasi oleh Majlis berpandukan hukum yang diiktiraf Majlis 4 Individu2 dan Pedagangan mata-wang yang berasas, berilmu dan berpengetahuan dan 5 Jika pedagang2 mata-wang telah membuat pelan-tindakan dan memenuhi syarat2 tertentu yang sebelum ini menjadi kemusykilan Majlis, adakah perdagangan itu boleh ditukar daripada haram ke halal sepenuhnya 5 Majlis untuk mengeluarkan label halal perniagaan mata-wang sesebuah badan perniagaan mata-wang melalui online dan individu berilmu yang berdaftar dan diawasi sama seperti pengeluaran kehalalan sesuatu perniagaan makanan, bahan solek dan lain laim lagi. Hidup Ilmu, hiduplah Negara Islam Membiarkan judi, perdagangan minuman keras, riba, kelab malam, 4-D, loteri, pelacuran, korupsi, hancur dan laknatlah Negara Islam. Semoga Allah memberkati Majlis. Adalah beli emas lagi bagus pastu simpan bertahun-tahun pastu. mmg nampak bebenar ada keraguan fatwa di atas dalam mengharamkan sesuatu sempat juga mengharuskan yg lain dalam masa yg sama isu pelaburan yg belum tau status halal n haram telah pun diharuskan ASB nak kuarkan sesuatu fatwa rasanya selesaikan la satu masalah satu persatu2 barula ianya jelas tambahan lg mau menggalakkan umat islam malaysia membuat pelaburan tempatan melalui fatwa terbaru di atas juga nmpk ada kepentingan politik di situ hanya pandangan dari sy yg cetek ilmu tima kasih. Apa Forex haram ka. Forex emm sabar ada agenda tersembunyi. hasil keuntungan pelaburan diragui, itu sebabnya forex diharamkan apa yang dijual dan diniagakan sehinggakan memperoleh keuntungan yang berlipat kali ganda dalam masa singkat mungkin dadah, arak atau pun mungkin babi sekali beranak 7-8 ekor beb kau orang ingat ulama-ulama ni suka-suka ke nak kelu arkan fatwa tapi kalau kau orang masih nak teruskan, silakan sekurang-kurangnya para ulama tak ikut tanggung dosa kau orang. Kat sini bukan tempat utk bertanya kenapa itu halal, ini haram, kenapa kerajaan tak declare yang sana haram disni bukanlah platform intelektual macam judi kasino mmg haram org hulu tak sekolah pun tau takyah bgtau, no ekor pn haram satu negara pun tau pun haram klau ikut majlis syariah bank negara buat kajian sikit di blog2 kewangan islam yg sanih juga macam mane satu forex yang haram tp nk pastikankan mne satu yg tak haram susah sebab kebanyakkan benda pada forex itu tak clear prosesnya IQRAK bismirabbibikalazihallaq. Baik haramkan duit fiat je sebab ada juga spekulasi Duit fiat tidak bersandarkan kepada apa-apa Baik kembali ke sistem duit zaman rasulullah xnak pulak di jadikan isu. Haram tetap haram cuma nak tahu apa beza ASB dan BSN bole sesiapa terangkan TQ. Kalau dah kata haram tu haram ler Dah mati sok takde peluang kedua takde dah nak bagi alasan. Betoi tu Banyak sangat orang yang suka Komen bodoh kalau pasal halal haram ni langsung xnak kaji, berfikir. ada pengasingan ke dalam hasil pendapatan negara cuba jelaskan sertakan bukti sekali tk. The tax collected from Arak, Gambling and all other Haram activities are channeled into the govt s consolidated fund and the govt uses this fund to pay salaries, buy medication etc This was confirmed in the Dewan rakyat by Nazri himself So it looks like some of the salaries received by Muslims may be contaminated by funds from haram sources. Biarlah diorang tanggung kita claim nanti di akhirat. sabar main2 dgn Al langsung pertikaikan apa terkandung di dlmnya Bila alim ulama dh bermuafakat mengatakan ia haram kita yang kerdil kena la ikut mereka bukan sehari dua mengkaji hukum hakam dalam agama ni. ssh klu jmpe ngan org xreti2 nk fhm tu la kecik xnak belajo, beso2 da jdi la haram pon nk dip, tikai lgi pela korg ni. kita ni bukannya ada ilmu macam majlis fatwa ilmu agama kita tak tak perlu lah nak membantah sangat. tu y g masalahnya kesepakatan antara ulama sejagat dalam bnyak hal walhal islam tu agama sejagat. bukan ilmu bunga oiiii akal tu milik HAK sebabb tu dikatakan luas. boleh x Majlis hebahkan dalam berita, surat khabar secara terperinci yg menyebabkan jatuh nya Hukum tersebut Ataupun dalil2 yg bersesuaian. Maaf la sy bukannya kata tidak setuju atau setuju ataupun menghentam mn2 pihak tetapi, jika Majlis benar2 ikhlas dalam suarakn Fatwa kenapa tidak cuba buat 1 senarai yg bole memberikan keyakinan pada semua rakyat malaysia Bagi sy Majlis tidak boleh membuat 1 kenyataan hanya dengan 1 muka surat, surat khabar sahaja. dan tajuknya Forex Haram. jelas benda ini bukan 1 isu kecik kerna membabitkan Faktor Halal Haram. Majlis tidak boleh lepas tangan atau cuba membisu bila di mintak untuk memberikan penjelasan, dari soalan2 yg datangnya dari org Islam sendiri. Majlis fatwa pon bukan bleh pakai terus fatwa deme, tgk la bab bank susu hari tu, fatwanya haram, walhal kalau diperhalusi lagi, ianya adalah sgt perlu d an boleh dihalalkan sperti yg disebut oleh Ust Zaharuddin. Ustaz Zahiruddin tu maksum ke. Majlis fatwa ni bukan pikir sorang2 kat kedai kopi. Susah jugak bila dah taksub Tak kesah la taksub pada pemimpin ke, mursyidul am ke, tok guru ke, Abuya ke, Najib ke, Ambiga ke, Anwar ke Even taksub pada khalifah pun dah membuatkan islam berpecah. manusia komen2 semua ni, pasti semuanya yang bukan trader pun komen mesti manusia yang busuk juga manusia yang cakap pasal halal haram tapi masih berhutang dgn bank yg ternyata riba kerana menindas kalau ada pinjaman kereta dan rumah tu saya sarankan bakar cakap dan tgur je pandai tapi tak buat MUNAFIK. Majlis Fatwa Kebangsaan membuat kenyataan tentang haramnya kita membuat urusniaga forex melalui internet Kita akur dan kita kena pegang dengan apa yang difatwakan, tetapi boleh tak kerajaan mengambil langkah yang lebih bijak lagi dengan membuka sendiri syarikat urusniaga forex melalui internet dengan secara islam atau mengikut hukum syarak Saya rasa mesti ada jalannya sedangkan kita boleh takafulkan insurans dan perban Islamkan bank di Malaysia Forex trading adalah satu industry, apa salahnya kita buka sahaja di Malaysia dan tengoklah nanti bagaimana duit masuk dan kita tidaklah perlu risau wang kita pergi jauh kenegara orang amalkan win win situation. itu yang pelik tu, ada perniagaan yg konform untung ke hahaha. Lain-lain jenis perniagaan pertukaran wang asing, seperti melalui pengurup wang atau dari bank ke bank dibenarkan FOREX jugak la ni Foreign Exchange adoyai kata bukan sebarang org cuba gi Maybank ckp sy nak trade matawang, sama split pips dia lain jer haha. Buka account FOREX, tak akan rugi satu sen pun, kalau tak trade laa dan untung pun tarak juga FAKTA tuh D. Part paling best mengharuskan umat Islam membuat pelaburan atau membuat simpanan melalui Skim Sijil Simpanan Premium DANG. btw, im not a FOREX trader D. ada perkara-perkara yang tidak boleh dihebahkan secara terbuka perinciannya memandangkan negara kita ini rakyatnya berbilang k aum dalam pada kita menambah baik akidah umat islam, kita juga terpaksa menjaga keharmonian yang ada majlis fatwa menyatakan forex haram, namun begitu jika kamu merasakan ianya tidak, terpulanglah tepuk dada tanya iman, kubur masing-masing banyak kedai nombor ekor yang dikujungi oleh orang islam, haram ke halal nak kaya cepatlah katakan pusat-pusat hiburan dan perjudian dibenarkan dibuka dinegara kit. pusat-pusat hiburan dan perjudian dibenarkan dibuka dinegara kita adalah dengan tujuan untuk memuaskan dan menjaga hati kaum lain yang orang melayu islam ikut pergi ke situ kenapa kan kita diberi akal gunakanlah untuk berfikir janganlah asyik nak menyalahkan orang lain akibat dari perbuatan kita sendiri. apa yg pelik, majlis fatwa dah halal SPBSN halal le Jika salah ulama fatwa yg tanggong dosa pui. orang forex memang bodoh tak boleh nak diajar orang dah cakap haram pun tak faham2 lagi suka sgt nak cari rezeki haram. salam sume owg forex berhati2 apabila nk komen dengan menidakkan apa yang di fatwakan itu boleh menyebabkan anda sume sama sperti kamu menidakkan hudud. X payah kecoh yg nak stop silakan memang nekad nak teruskan dah bertahun mcm susah nak berhenti mcm org yg merokok juga walau majlis fatwa Haramkan tapi masih ramai org Islam yg merokok, MENJUAL rokok dan Kerajaan kitapun masih kutip cukai dgn sykt Rokok Cukai Arak, Judi dan perniagaan haram yg lain x kira lagi apakahhasil tersebut diasingkan bila nak byr gaji dan bagi BR1M. Dah Majlis Fatwa kata Haram, Haram la jadinya yang korang masih tak puas hati apesal Orang2 Kat Majlis Fatwa tu semua bijak pandai tentang Agama dah tentulah diorang tahu yang mana halal dan yang mana haram yang Korang ni belum Mati lagi dah Booking nak masuk Neraka apesal. mohon maaf ats keterlanjuran dibawa EMOSI maaf. Betul tu Orang Melayu telah terperangkap dengan nama Majlis Fatwa yang banyak menimbulkan masaalah kepada bangsa Melayu Umpama yang paling kejam adalah anak2 Melayu yang tidak boleh dibin kepada bapa Kononnya Majlis Fatwa kata tak boleh Maka adalah bahlol di Jabatan Pendaftaran yang fanatik ugama mengharamkan anak2 melayu jadi haru biru keluarga melayu. Walhal, ugama itu hak Sultan bukan Jabatan Pendaftaran atau Majlis Fatwa Mereka hanya makan gaji bagi pendapat Terpulang kepada Sultan untuk menerima. Ini tidak anak2 yang tidak berdosa di tuduh anak zina anak tak cukup taraf memang biol dia pun haram, tapi CIMB tak haram. Poco poco haram, AJL tak haram pula Ahli Majlis Fatwa jangan tunjuk pandai la Jangan salah guna kuasa Kita ada Parlimen buat undang-undang bukan Majlis Fatwa. Aris ko orang kerdil ye sorry ada persatuan untuk orang2 kerdil yang memperjuangkan hak mereka seperti punat lif yang lebih rendah, kerusi kaki pendek dll jangan putus asa hanya kerana anda kerdil. hahaha bleh ke hukum jd berat sbelah tutup bank dulu r bru leh sembang halal haram mana bleh ada yg cukai ckp je brapa mau kesian2.Kalau lain dari milik kerajaan umum haram tapi ASB, asn, Saham 1malaysia yang jelas haramnya tiada panel syariah kenapa tak maklum kepada rakyat fatwa tanggung dosa rakyat ni bukannya Najib dpt Komisen dosa je. KOTA BHARU Jawatankuasa Fatwa Kebangsaan memutuskan umat Islam haram mengamalkan sistem perniagaan pertukaran wang asing pengurup wang dan forex tu kan perkara yg sama keduanya pun sistem perniagaan pertukaran wang kenapa satu harus dan yg satu lagi haram Saya berpendapat tidak perlu kita pening2 dengan hukumnya kerana hukum kahwin pun boleh jadi harus wajib dan haram sama juga la forex boleh jadi harus bila ia dalam pengurup wang dan bank tetapi menjadi haram bila dalam forex yg melibatkan riba spekulasi keraguan jadi kepada mereka2 yg degil mahu juga berniaga forex elakkan la benda2 yg menjadikan ia jatuh haram yg penting jgn tinggal solat. kije basuh kete lah best tak RIBA cukup makan pagi makan tengahari kais malam makan pagi kan. BETUL LAH TU ZAKI KALAU UNTUMG TETAP PUN RIBA JUGA KAN SARAAN 1MALAYSIA TUUUUUUU TAPI ANGGAP JE BOLEH SEBAB TAK MENYALAHI UNDANG UNDANG BANK NEGARA INII KAN ZAMAN xxx. kawoh February 22, 2012 at 9 41 pm BETUL LAH TU ZAKI KALAU UNTUMG TETAP PUN RIBA JUGA KAN SARAAN 1MALAYSIA TUUUUUUU TAPI ANGGAP JE BOLEH SEBAB TAK MENYALAHI UNDANG UNDANG BANK NEGARA INII KAN ZAMAN xxx. saha February 16, 2012 at 7 29 pm Tikam ekor, perjudian di Genting, jual arak ke, tu semuanya untuk orang kafir Hasil berbilion bilion kerajaan kutip tu digunakan untuk bina tokong, kuil dan sebagainya berkaitan untuk orang kafir Tak kan duit rakyat nak disalurkan ke. SAHA DAH TOLONG ASINGKAN DIA ISI TEMPAYAN LAIN LAIN DUIT JUDI TU KAH KAH KAH LANTAK KAU LAH SAHHAAAAA. dimana ribanya kalu bukak accnt non swap spread itu keuntungan bersama yg dipersetujui oleh kita dengan broker bnyak broker yg menerapkan konsep islam didlam contract mereka jgn kerana kepentingan tertentu ilang mata pencarian orang yang kata haram tu pernah main forex ker apa itu forex atau sekadar bercakap tanpa ada sebarang ilmu tentang forex bila mempelajari forex kita akan tahu apa yg berlaku kt dunia ekonomi tidakkah itu satu ilmu kuarkan hadis sahih tentang haram dia pernah jd trader ker ckp atas angin bila ditanya direct dlm blog mengapa cukupkah ilmu didada. Ulama tak arif bab forex tp pakar perihal agama Trader2 pula pakar bab forex tp sejauh mana arifnya dlm hal2 agama Usah melatah pertikai fatwa MFK Kalau mahu teruskan silalah, tp jgn sesekali menuduh ulama dgn berbagainya Muafakat ulama adalah sumber hukum yg disepakati Tak usah pertikaikan hal2 lain seperti anak2 kecil Mereka tak jahil utk halalkan yg secara jelasnya haram Mmg judi arak byk tp itu bukan ut k org islam Sekian. tambahan fatwa diperlukan untuk hal2 yg tak jelas hukumnya Yg dah jelas hukumnya seperti judi, arak, riba etc tak perlu fatwa lagi Kalau majlis fatwa cakap arak itu halal sekalipun ia tetap haram sebab al-quran hadis telah tetapkan arak itu haram Sekian sekali lagi. iya ker forex ni riba cuba korang deposit kat forex tapi korang tak trade ada dapat faedah ker kita kena niagakan matawang tu baru lah dapat untung atau rugi kalau korang berniaga nasi lemak modal rm20 tapi hari tu tak banyak laku kurang dari modal yang korang keluarkan rugikan tapi kalau jual habis baru dapat untung kan cam tu gak lah forex ko trade ada masa untung ada masa rugi masalah nya kerajaan nak korang jahanamkan duit korang kat saham ASAS ASNITA yang dah bungkus tu sbb kerajaan tak dapat faedah banyak hukum2 mufti2 lita tak keluarkan bila ianya melibatkan pemerintah kan. Baca sini hai bangsa2 ku Forex di haramkan oleh sebab kelemahan bangsa kita yang suka mencari jalan mudah untuk hidup senang 80 dari kita mengalami kerugian yg teruk yg mana telah menjatuhkan bangsa dan negara Pengaliran keluar matawang malaysia perlu dibendung untuk menjamin kesetabilan ekonomi negara kita Bangsa kita bukan saja dibelasah oleh forex, tapi bermacam macam lagi skim CEPAT KAYA yang diperkenalkan SIAPA SALAH KERAJAAN ke, BN ke, Majlis Fatwa ke, PKR ke, PAS ke, DAP ke, BUKANN yang salah kuasa, keputusan perbuatan ditangan kita kenapa dipersalahkan pihak lain bila kita kecewa dengan keputusan yg kita buat sendiri Saya telah jumpa ramai sedara2 forex ni yang baca english pon tak pandai, tapi disebabkan oleh kelemahan yg enggan diterima, cuba perniagaan antarabangsa manalah tak terlungkup harta yang ada Tak kan kerajaan kita nak biarkan bangsa kita muflis INI PENDIRIAN SAYA dgn izinNYA, mendapat pulangan purata 1k usd sehari dari forex, separuh darinya, saya gunakan untuk membantu mereka2 yg saya rasa memerlukan Seandainya apa yang saya buat selama ini di haramkan maka saya redha dan tanggung bagi semua pihak yg telah d an akan menerima bantuan dari saya melalui pulangan Forex ini, kerana saya tidak akan behenti dari apa yang saya lakukan kecuali ALLAH tidak mengizinkan Musuh kita adalah mereka yg paling dekat dgn kita, DIRI KITA SENDIRI sebagai renungan bangsa2 ku Terima kasih. INI ADALAH CONTOH BANGASAKU YANG AKAN MEMAJUKAN BANGSAKU, INI ADA CONTOH BANGSAKU YANG BANGSAKU. pendapat awak betul tapi betul secara fahaman awak la tapi kalau awak pergi mendalami hukum hakam agama islam secara lebih mendalam awak akan faham dipihak mana awak berada saya tak boleh kata awak berada dimana saya tak berhak menghukum awak yang boleh berkata awak berada dimana pun begitu, sebelum berkata awak dimana dalamilah hukum hakam sedalam dalamnya terlebih dahulu. kalau hang punya suka hang dah kaya org tak heran pun hang pun tak payah dok mai cerita kat dalam sini. bawala forex kau tu masuk kubur mudah mudahan boleh menjadi pendinding seksa kubur. yang bunga tu mangkuk yang mansor rejab tu hayun elokla jadila mangkuk hayun aku ni tukang hayun ja sori laa jgn marah jaa saja syoq syoq cakap jgn marah naa. Majlis Fatwa kata HARAM, dia tak kata pulak kalau korang main gak forex tu kena potong tangan Siapa nak main forex main je lah, kenapa nak suruh Majlis Fatwa kata halal gak Mcm juga bank, memang jelas ada RIBA tapi kalau korang nak meribakan diri silakan je lah Dosa sendiri tanggung kan Mcm gak zina, sah2 HARAM ada gak orang buat Dosa HARAM ni nanti jawap ngan Tuhan Sendiri buat sendiri tanggung Jangan kerja nak menyalahkan orang lain bila tidak mengikut RENTAK kita Cuba bawak bertenang Amik wuduq, buat solat sunat, kemudian solat taubat solat Istiqarah dari dok maki2 dalam ni pastu buat statement2 yang boleh memesongkan akhlak tu lagi bahaya. Salam Tlg nyatakan ayat quran yg halalkan forex sbb ada yg ckp ada Kalau dihalalkan jual beli diharamkan riba terlalu general perlu penjelasan semula. kan waktu mendaftar satu box danda yang islamic,,yang tu macammana. Saya bersetuju dgn komen tuan Bangsaku yg berani. Terny ata kebanyakan pengunjung2 sini juga cuma mengeluarkan komen2 yg mencerminkan issue kepentingan diri sendiri sahaja Dari zaman Tuah sampai skrg Hanya beberapa pengunjung yg memberi komen yg melambangkan perpaduan bangsa Setiap site issue semasa yg saya surf, semuanya sama, tidak banyak pengetahuan yang dapat ditimba dari komen2 yg saya baca kerana kebanyakannya cuma pandangan yg mementingkan diri sendiri sahaja NEGARA YANG SENANG DIJAJAH ADALAH NEGARA YG RAKYATNYA DARI BANGSA YANG TIDAK PANDAI BERFIKIR SENDIRI, TIDAK BERANI BERTANGGUNGGJAWAB, TIDAK BERANI DGN PERJUANGAN, TIDAK BERANI DGN PEGORBANAN. Nak elak benda Haram di Malaysia memang cukup payah kereta di Bank, pinjaman dgn Biro Angkasa, PTPN, pinjaman rumah malah yg saya muskil lagi gaji yg kita dpt dari kerajaan Malaysia hasil cukai rokok, judi, arak, bank perdagangan dan cukai sykt yg berdagang dgn Israel tu masuk juga dlm LHDN. dari kenyataan diatas Dahulu secara faktanya antara sebab ekonomi Malaysia pernah jatuh tahun 1997 199 8 adalah tindakan kerajaan Malaysia bermain forex antarabangsa yang duduk dalam sistem kapitalis sehingga telah memberikan ruang kepada spekulator George Soros untuk sabotaj ekonomi Malaysia Selama itu gaji yg kita dapat memang haramlah sebelum ini, bagaimana dengan cukai rokok arak dan judi kat genting tu, Mintak Aji2 kopiah kat atas tu jelaskan tentang pengharaman forex selagi ada perdagangan selagi itu lag forex berjalan mcmne nak tau haram ke halal ke haram ke sbb forex ni melibatkan nilai mata wang, perlu penjelasan leih arif. terkejut baca komen2 kat cnie beginikah bangsaku, beginikah teman seagamaku sampaikan pendapat ahli agama pun disanggah kerana bertentangan dengan pandangan peribadi. yg sy faham hukumnya ada harus dan haram pengurup wang dan bank diharuskan yg melibatkan riba, spekulasi dan keraguan diharamkan. Sebetulnya tak ada Bank Islam Itu cuma Bank yang dibawa oleh orang buat orang Melayu Sebab itu tak de logik Bank Islam lebih buruk dari bank riba Dia dapat modal dari b ank riba, tambah kos jadi Bank Islam Jadi kos lebih tinggi Habis-habis orang bank islam marketing talk kita niat untuk masuk syurga Mestilah mahal. Itu yang Persatuan Pengguna Islam komplen Panel Bank Islam memanglah pertahan sistem gobrok mereka Besuk masuk syurga biar mahal sikit. Itulah Bank Islam hanya jenama Syurga pun tak tentu tapi rugi pasti. Ustaz Zaharuddin itu ustaz yang kata boss kita macam tuhan tu ke menyekutukan tuhan lebih besaq dosa dari main forex Ustaz Zaharuddin tu dosa syiriknya tak akan diampun oleh tuhan hehehe. Nak dengar cakap zaharuddin lagi Dia sendiri tak faham ugama. Jangan nak buka mazhab Zaharudin kat sinilah. Ko ni lembab Apa hal jadah ko nak tanya semua benda ni kat Majlis Fatwa Ko ingat diaorang pandai Itu Asri tu dulu ahli dah kena pecat tu orang tua Harusani tu poco-poco haram kata dia. Dia orang bukan kena undi Dia orang kakitangan kerajaan makan gaji. Jadi sekali-kali tunjuk pandai lah tak de fungsi lagi di zaman moden ni Dah lah ada Dewan Undangan Negeri, Parlimen, Dewan Rakyat ni ada lagi orang nak buat. Ya kan Nasib baik ada cina, arab dapat lah juga kita orang Melayu tumpang sekaki. Kalau ikut arab zaman batu tak de can la nak melalak kat karaoke dengan butterfly. Orang Arab pun dah lari ke bukit bintang. Ko orang berzikir jelah. tumpang tnye, beza forex dengan dinar emas. Rasulullah SAW bersabda Kelak pada akhir zaman akan ada pemimpin-pemimpin yang aniaya, menteri-menteri yang fasik, hakim-hakim yang curang dan ulama-ulama pendusta Barangsiapa diantara kamu nanti yang sempat menemui zaman ini, maka hendaklah ia tidak menjadi pengurus pajak, kakitangan kerajaan dan anggota polis untuk membantu keburukan yang telah mereka lakukan HR Thabrani. Dunia hari, apabila wang diletakkan dihadapan inilah kita terlupa tentang dah kaya nak kaya, yang miskin gila nak kaya iman tak ada sapa nak ambik mana yang terbaik keatas diri kita, sesuatu yang tak baik itu nescaya akan membawa kehancuran dalam hidup ada manusia atas dunia pada zaman ni berniaga sepert i nak menyesatkan, kalau dapat ke diri dia sendiri tak manusia. hahahahaha aku pun pelik jugak, ada pakai MENGHARUSKAN kemas tu, letak aje HARAM atau ada was-was guano. Dlu sy blajar di australia 2thn Gi sana bwk duit ringgit tukarkan ke AUD Time tu AUD 1 RM2 5 je Dah 2thn blajar, grad alhamdulillah, bwk blk mata wang AUD Skrg mata wang da jadi AUD 1 RM3 1 Tu haram ke Bnyk gak duit lebih sy dpt Terus terang sy ckp, sy xnmpk knapa haram, sbb klau haram mcm mana kita nk pi negara org Tu pon namanya forex Wallahualam. Mencari pendapatan biarlah dengan cara yang halal. saya ingin dikatakn haram, jadi sya bhnti apakah hukum sya mengambil modal sya kembali adakah ia dibenarkn. ape kate FOREX HARAM So, TRADE KOMODITI CFD lain2 lar GADO2 TRADE GOLD lagi UNTUNG BESAR. betol antara nya kos pentadbiran, bank islam mengenakan fix rate interest kepada peminjam,,ptptn pon dr awal da diberitahu rate yg perlu dbyr aku pon x fhm dgn sistem ni, nmpk mcm sama jer cume istilah yg lain kot. mcm ni ke awk dakwah org sy tk sokong awak atau yg tgk yg objektif awak lbih deserve msuk neraka sbb cara awk memutuskan seseorang dr rahmat Allah walaupun pd hakikatnya awk lbih mulia dr mereka tp sapa awk nk judge people cnfem awk msu syurga lum tntu semua rhsia ALLAH cma kt hmba buat yg nk dkwah org baik2 ckt or org akn lg prejudis terhadap Islam kindly refer to dr MAZA video related to this hukum kembalilah or taubatlah ap sy pun da jgn hukum dr maza lak tgk ap yg dsampaikan bkn pd org lain, rsau sy pd org suka hukum2 ni nt wahabi la bidah lah ap lah bak kt Saidina Ali ikut pd nsihat seseorang bkn pd orgnye lbih krg gtu lau terasa.278 Hai orang-orang yang beriman, bertakwalah kepada Allah dan tinggalkan sisa riba yang belum dipungut jika kamu orang-orang yang beriman 279 Maka jika kamu tidak mengerjakan meninggalkan sisa riba , maka ketahuilah, bahwa Allah dan Rasul-Nya akan memerangimu Dan jika kamu bertaubat dari pengambilan riba , maka bagimu pokok hartamu kamu tidak menganiaya dan tidak pula dianiaya Al-B aqarah. boleh ambil modal balik, sprti mana dalil di atas wallahua lam. SALAM i love hudud, cm ni ke awk nk dkwah org sy tk skong sp2 lht dr sgi objetifnya awk tahu tk awk lg berdosa tau sbb pe sbb awak menyebabkan org berputus asa dr rahmat mgkin awk lg mulia dan warak dr mereka, tp itu bkn satu tkt utk awak nk hkum org ssuka hati, guna lah bhasa lembut i love hudud, mcm ni ke skp org love hdud sorry to say care awk mmbuatkan org2 yg skit lbih sakit, yg perlu dpujuk lari ni care berdakwah, kindly refer tu dr MAZA, tjuk pe nth vdeony bertaubatlah or kembali n sama wktu dgnnya nt jgn hkum dr maza lak ckp wahabi ke bidah ke, rsau sy kt org ske mghukum ni bak kt Saidina Ali, lht pd ap yg dnasihat, bkn pd penasihat nk sy bley gak kuar ayt Quran sy pun gradute dr la gak, bkn nk bangga ke ap ke sy bkn jnis org mcm tu tp pd sstgh org kt prlu tnjuk bangge sbb nt dihukum truk msk neraka plak kan mntk maaf lau terasa tp sy tgur utk kbaikan gak, kt seISLAM Allah Bless U wslm.2 perkara berbeza bila anda tukar m atawang utk tujuan lawatan dgn tukar matawang utk tujuan mengambil keuntungan dari perbezaan nilai semasa forex Setiap kali anda mendapat utg melalui perdagangan forex, di sana ada yg akan mengalami kerugian, bgitu jgk sblknya wallahua lam. nape dh xboleh nk share ni. Lau nak halal main forex Mgkin trader2 bole cari negara yg halalkan main forex Jadi mgkin duit tu jadi halal So ad option. Nak kata BODO kang marah lak forex haram dalam hukum islam ni aku nak tanya kerajaan mesia ni amalkan hukum islam sepenuhnya ke kenapa hukum islam yg terbesar skali iaitu HUKUM ALLAH HUDUD xdijalankan cuba JAKIM adakan muzakarah pulak bincangkan isu ini. sebetulnye, islam ni memanglah mengharamkan riba tapi membolehkan proses jual beli berdasarkan apa yang saya belajar, bank islam tu memang tiada unsur riba riba ni hanya dilakukan apabila manusia meletakkan satu rate yang tidak menentu sehinggakan manusia sendiri tidak tahu berapa kadar sebenar seperti di bank islam, kita cuma meletakkan fee dan selebihny a adalah profit rate kite xkan katakannye mcm conventional, kaunter kafir tu yang ada BLR la ELR la, tu semua riba. Orang sekarang terlalu kejar dunia, x kira dh halal ke haram kalau nk diikutkan banyak pekerjaan yang bekerja di bank yg ada perhatikan ramai org islam yg bekerja di bank Seolah-olah x peduli bersubahat dgn lar jugak dgn Pelakon dedah aurat dan sentuh dgn bkn mahram dan penyanyi wanita dh x kisah halal atau penting ada duit bulan2 boleh beli kereta, beli rumah dan sebagainya sedangkan nanti segala duit kita akan dihitung di akhirat jugak duit gaji kita tu lar yg kita suapkan pd mngkin beri pd ibu bapa di kampung ayah dan ibu dapat duit yg haram dari kita. Apabila Majlis Fatwa Kebangsaan MFK mengeluarkan keputusan mengharamkan Forex trading saya masih berpegang kepada keputusan saya setahun yang lalu untuk teruskannya nanti saya jelaskan kenapa di samping itu kerana saya telah membuat penyelidikan menyeluruh merentasi benua termasuk Malaysia ketika itu bagi memastikan ia tid ak bercanggah dengan hukum ALLAH swt sebelum memasuki bidang perniagaan ini. Ada rakan kita yang komen terdahulu dari ini yang menyuruh kita rujuk pakar ekonomi islam seperti ustaz zaharudin pun saya dah periksa setahun yang lalu Kata ustaz tersebut hukum trading ini macam ayam contohnya kalau kita sembelih halal dan jika kita makan yang tak di sembelih haram Ini mirip keputusan Majlis Fatwa Indonesia Saya musykil sekarang apabila MFK keluarkan fatwanya pandangan ustaz tersebut berpusing 180 darjah dan tanpa memeriksa kita masih terus mengelarnya pakar Apakah keputusan pakar ibarat lalang dan hukum agama itu bertukar tukar. Mungkin ramai antara pembaca sekalian adalah lepasan U dalam pelbagai bidang masing masing seperti law, accountancy, engineering, economy dll Adakah selepas anda graduate anda boleh di panggil pakar walaupun anda melanjutkan pelajaran hingga keperingkat phd Mungkin juga anda akan menjadi pakar tetapi selepas anda terlibat dalam bidang anda tersebut 30 tahun 40 tahun a tau lebih Masalah besar orang orang kita sekarang bila ada ustaz baru balik dari al azhar kita dah panggil ulama baru kerja 5-10 tahun kita panggil pakar agama Ya, kita boleh mendengar ulasan mereka tetapi kita juga perlu bersandarkan kepada al quran dan hadis serta akal pemikiran kita yang waras untuk menilainya. Sebagai contoh bila ada orang yang meninggal kata ustaz sedekahkan fatihah kita pun ikut baca AL FATIHAH Selama ini saya pun tidak pernah terlintas bahawa perkara tersebut di larang oleh Rasulullah s a w sehingga saya satu hari curiga dengan pendapat pendapat ustaz2 tentang beberapa perkara lain dan teringat perintah ALLAH dalam al quran yang menyeru kita supaya menggunakan akal yang di berinya Cuba kita fahami ayat tersebut dalam terjemahannya. Dengan nama Allah, Yang Maha Pemurah, lagi Maha Mengasihani 2 Segala puji tertentu bagi Allah, Tuhan yang Memelihara dan Mentadbirkan sekalian alam 3 Yang Maha Pemurah, lagi Maha Mengasihani 4 Yang Menguasai pemerintahan hari Pembalasan hari akhirat 5 Engkaulah sahaja Ya Allah Yang Kami sembah dan kepada Engkaulah sahaja kami memohon pertolongan 6 Tunjukilah kami jalan yang lurus Iaitu jalan orang-orang yang Engkau telah kurniakan nikmat kepada mereka, bukan jalan orang-orang yang Engkau telah murkai dan bukan pula jalan orang-orang yang sesat 7.Apa relevennya ayat tersebut dengan simati Walhal ayat tersebut adalah permintaan kita jangan di sesatkan tetapi semakin kita sesat. Pernah bertanya oleh Aisyah r a kepada suaminya apakah perlu aku lakukan ketika melintasi kubur, Kata rasulullah s a w doakan mereka Tak pernah nabi kata sedekah fatihah atau baca yassin Kerana itu Pendita Zaaba juga pada tahun 30 an yang bukunya baru di beri izin untuk di cetak oleh DBP 2 tahun lalu yang berjudul kalau tak silap saya Perangai bergantung kepada amalan sendiri menyelar pendapat ulama berkenaan kenduri tahlil dan membaca alquran kepada si mati Yang lagi merisaukan saya berkenaan sikap ulama kita apabila mengetahui bahawa Imam Syafi e serta syeikh Daud Patani yang bukunya menjadi rujukan sekolah sekolah pondok juga berpendapat adalah makruh lagi HARAM bagi kita mengadakan majlis tersebut Kenapakah fakta ini di sembunyikan Jadi tak hairanlah kenapa fatwa ini di keluarkan dan kenapa ada perkara lain yang sah HARAM di abaikan Sikap inilah yang menyebabkan masyarakat umum tertanya2 serta mempersoalkan reputasi MFK Bila ada yang menegur di katakan kita wahabi, sampaikan apabila imam 1 masjidil Haram syeikh Abdul Rahman Sudais apabila beliau berlepas pulang sahaja dari lawatannya ke Malaysia tahun lepas, ada pegawai JAIS mengeluarkan kenyataan bahawa beliau Syeikh ARS sedang menyebarkan fahaman wahabi di sini Inilah sikap kebanyakan ustaz ustaz kita, dia nak kita ikut agama ini berpandukan fahaman mereka. Berbalik kepada isu Forex tidakkah MFK terfikir bahawa mereka telah mendahului negara negara Islam lain yang mengharuskan hukum currency trading ini seperti Indonesia, UAE, Kuwait dll Kita nak jadi jaguh kononnya dalam sistem kewangan islam tetapi mereka yang pernah membuat pinjaman dengan bank islam rata2 pasti tidak puashati dengan charges yang di kenakan oleh bank tersebut Contohnya saya sendiri yang ada meminjam RM 220k 11 tahun lalu, saya di kenakan bayaran rm 2,100 sebulan untuk pinjaman rumah saya Apabila saya tak puashati setelah mengetahui bank komersial kafir hanya memerlukan saya membayar RM 1244 sebulan saya kata dengan pegawai bank tersebut baru baru ini saya nak buat full settlement mereka kata saya perlu bayar lagi RM 162k Setelah saya bayar installment saya sejumlah RM 270k selama ini loan saya tersebut hanya di tolak RM 68k Di tanya saya pulak Encik jangan buat loan dengan bank komersial ada interest itu riba Saya kata ambil untung berganda itu tak riba ke dan saya tak halalkan perbuatan tersebut Pada mereka interest riba dan riba itu interest Jika kita selidiki kenapa ALLAH dan RAsulnya isytihar perang keatas pengamal riba pada pendapat saya, maknanya lebih sahaja perkara yang tidak memuaskan hati mana mana pihak sehingga pihak yang tak berpuashati tersebut merasa dirinya tertipu itu adalah RIBA. Saya sarankan pembaca sekalian selain perintah nabi menjadikan Alquran dan hadis sebagai panduan supaya berfikirlah supaya kita dapat menentukan tafsiran Alquran dan hadis itu mengikut versi yang ALLAH dan Rasulnya kehendaki bukan versi cerdik pandai agama yang menafsirkan ayat2 Allah mengikut selera mereka Akhirnya sebelum kita mengambil satu satu keputusan maka perlulah kita beristiharah Sperti yang saya kata di awal perenggan kenapa saya meneruskan trading adalah kerana saya telah mohon petunjuk dari the highest authority Kenapa perlu saya rujuk kepada pendapat lain. Sebelum berundur saya ada satu soalan mengapa Ah Chong seorang yang sangat baik budi pekerti dengan orang tuanya dan dengan siapa sahaja, banyak menolong orang susaf, tidak juga pernah melakukan dosa dosa besar akhirnya di campakkan kedalam neraka sedangkan Ahmad dalam hidup ini perangainya seperti pelesit apa sahaja dosa kecil dan besar dia lakukan tetapi tidak pernah pula syirik kepada ALLAH tetapi di masukkan pula kedalam syurga Soalan saya dimanakah letaknya keadilan ALLAH. setuju dgn pendapat di atas.